AI English Translation, Pages 276-300
necessary to prevent the increase of damage or loss, and if the vehicle is driven before the necessary repairs are carried out, any extension of the damage or any other accident arising therefrom shall be entirely at the Insured's own risk.
5 - The Company may cancel this Policy by sending seven days' notice in advance by registered mail to the Insured at his last known address, and in this case, the Company shall return to the Insured the insurance premium after deducting a proportional part thereof for the period during which the Policy was in force, or the Policy may be cancelled at any time by the Insured by giving seven days' notice (provided that no claim has arisen during the short period of insurance), and the Insured shall be entitled to a refund of the insurance premium after deducting the premium according to the Company's short-period rates for the period during which the Policy was in force.
6 - If at the time of any claim arising under this Policy there is any other insurance covering the same loss, damage, or liability, the Company shall not be liable to pay or contribute more than its rateable proportion of any loss, damage, compensation, costs, or expenses.
Provided that nothing in this condition shall impose on the Company any liability from which the Company would be exempt under paragraph (1) of Clause 8 of this Policy but for this condition.
7 - All differences arising out of this Policy shall be referred for decision to an arbitrator to be appointed in writing by the parties in difference, or if they cannot agree upon a single arbitrator, to the decision of two arbitrators, one to be appointed in writing by each party, or in case of disagreement, by an umpire to be appointed in writing by the arbitrators before entering upon the reference. The costs of the reference and the award shall be at the discretion of the arbitrator, arbitrators, or umpire making the award. Such award shall be a condition precedent to any liability of the Company or any right of action against the Company in respect of any claim. If the Company disclaims liability to the Insured for any claim under this Policy and such claim is not referred to arbitration within twelve calendar months from the date of such disclaimer under the conditions contained in this Policy, then the claim shall for all purposes be deemed to have been abandoned and shall not thereafter be recoverable under this Policy.
In the event of any difference between the Arabic and English texts of this policy, the English text shall prevail.
The Schedule
Policy No.:
Insurance Premium:
Period of Insurance: From noon on the day ⟦line⟧ of the month ⟦line⟧ year ⟦line⟧ to noon on the day ⟦line⟧ of the month ⟦line⟧ year ⟦line⟧
The Insured:
Address:
Profession or Occupation:
The Geographical Area mentioned in paragraph (a):
Description of Vehicles
Registration Letters and Numbers | Make of Vehicle | Horse Power | Type of Body | Year of Manufacture | Seating Capacity including Driver's Seat | Insured's Estimate of Value including Accessories on the Vehicle
Limits of the amount of the Company's liability under Clause 4 of the Policy ⟦line⟧
Limits of the amount of the Company's liability under Clause 5 of the Policy ⟦line⟧
Maximum amount allowed for the Insured to authorize repairs under Clause 9 (a) ⟦line⟧
Limits of the amount of the Company's liability for medical expenses under Clause (11) ⟦line⟧
In witness whereof, we, as the authorized agents of the said Company, have signed our names below this day ⟦line⟧ of the month ⟦line⟧
year nineteen hundred and ⟦line⟧
Agency
Established in 1828
L'Union Company
For Fire, Accident and General Insurance
Limited
In Paris
Registered in France
Private Cars
Whereas the Insured named in the Schedule attached to this Policy has applied to L'Union Fire, Accident and General Insurance Company Limited
(hereinafter called the Company) by means of a proposal which the Insured has agreed shall be considered as having the nature and effect of an undertaking and shall be the basis of this contract
and deemed to be incorporated herein and has paid or agreed to pay the premium stated in the Schedule attached hereto for the indemnities set forth below.
Now this Policy witnesses that subject to the terms, provisions, and conditions contained in this Policy or endorsed hereon, the Company shall indemnify
the Insured against the loss, damage, and liability mentioned below occurring or actually arising during the period stated in the Schedule attached hereto or
during any period for which the Company accepts payment for the renewal of this Policy, namely:—
1 - Loss of or damage to any car described in the Schedule attached hereto and its lamps, tires, and necessary car tools when
fitted thereon, resulting from any accidental collision or overturning, or collision or overturning occurring as a result of mechanical failure or
as a result of wear and tear, but excluding accidental damage to tires unless the said car is damaged
at the same time.
2 - Loss of or damage to any car described in the Schedule attached hereto and its lamps, tires, and necessary car tools when
fitted thereon:—
(a) - By external fire explosion, self-ignition, lightning, burglary, housebreaking, or theft - or
(b) - By malicious act - or
(c) - During transit by road, rail, inland waterway, lift, or elevator.
But excluding damage to tires unless the said car is damaged at the same time.
3 - The cost of protection and removal of any car described in the Schedule attached hereto to the nearest repairer following an accident causing damage
covered by this Policy, provided that the amount does not exceed twenty percent of the agreed cost for repair.
4 - Legal liability for compensation (including the legal costs of any claimant) for the death of any person or bodily injury
caused to him by the use of any car described in the Schedule attached hereto, except where such death or injury arises
out of or in the course of the employment of such person by the Insured and except liability to any person who is a member of the
Insured's household. Provided that the Company's liability in respect of any one claim or series of claims arising out of one accident shall be limited
to the amount stated in the Schedule attached hereto including the said legal costs.
5 - Legal liability for compensation (including the legal costs of any claimant) for damage caused by the use of any
car described in the Schedule attached hereto to any property except property belonging to the Insured or to a member of his household or held in trust by
them or in their custody or under their control, provided that the Company's liability in respect of any one claim or series of
claims arising out of one accident shall be limited to the amount stated in the Schedule attached hereto including the said legal costs.
6 - Legal liability specified in Clauses 4 and 5 above arising when the Insured is personally driving a private car
not belonging to him and not hired to him under a hire-purchase agreement, provided:—
(a) - That one of the cars described in the Schedule attached hereto is being used at that time - and
(b) - That the Company's liability under this Clause shall not exceed the limits of the relevant indemnities according to Clauses 4 and 5 above.
7 - All costs and expenses incurred with the Company's written consent.
It has also been agreed as follows:—
8 - Subject to the conditions and within the limitations and purposes of Clauses 4, 5, and 7 of this Policy, the Company shall consider - at the request of
the Insured - any relative or friend of the Insured as if he were the Insured himself when driving any car described in the Schedule
attached hereto for social, domestic, or pleasure purposes with the knowledge and general consent of the Insured, provided:—
(1) - That such relative or friend is not entitled to indemnity under any other insurance policy.
(2) - That such relative or friend shall, as if he were the Insured himself, observe, fulfill, and follow the terms, provisions, and endorsements
recorded in this Policy so far as they can apply.
(3) - That such relative or friend has not been refused car insurance or the extension of such a contract by any
insurance company or underwriters.
(4) - That such relative or friend is at that time a duly licensed driver.
9 - The Insured may authorize the repair of any car described in the Schedule attached hereto which requires repair due to damage for which
the Company may be liable under this Policy, provided:—
(a) - That the estimated cost of such repair does not exceed the amount declared in the attached Schedule.
(b) - That the Company is immediately furnished with a detailed estimate of the cost - or
(c) - That the Insured gives the Company all necessary assistance to ascertain the necessity of the repair and the reasonableness of its cost.
10 - The Company shall have full discretion to appoint its representative in any inquest or inquiry into a death in respect of any death which may be subject
to indemnity under this Policy and to undertake the defense in proceedings in any criminal court or court of first instance regarding
any act or alleged offense causing or relating to any accident which may be subject to indemnity under this Policy.
11 - The Company shall pay the Insured the reasonable medical expenses incurred due to any bodily injury sustained by the Insured or his driver
or any occupant of the car described in the Schedule attached hereto caused by violent, accidental, external, and visible means being the
direct and immediate result of any accident involving the said car, provided that the Company's liability in respect of any one accident does not exceed the amount
declared in the Schedule attached hereto.
Provided always that the Company shall not be liable to pay anything for the following:—
(a) - Any accident, loss, damage, or liability caused or arising outside the geographical area described in the Schedule attached hereto.
(b) - Consequential loss suffered by the Insured or loss of use of any car described in the Schedule attached
hereto as a result of any accident.
(c) - Wear and tear and depreciation of any car described in the attached Schedule or any part of such car.
(d) - Mechanical or electrical breakdown or failure of any part of any car described in the Schedule attached hereto.
(e) - Damage caused to any car described in the Schedule attached hereto arising from overloading or strain.
(f) - Any accident, loss, damage, or liability caused or arising when any car in respect of which insurance or indemnity is granted
under this Policy is hired out or given for hire or was being used for racing, pace-making, or
reliability trials or speed testing or any purposes concerning the motor trade or for the carriage of goods or for the carriage of passengers for
hire or reward or was being driven by the Insured (or any other person with the knowledge and general consent of the Insured)
without being at that time licensed to drive cars or qualified to hold a driving license or was under the influence of intoxicants
or narcotics.
(g) - Any accident, loss, damage, or liability caused by or attributable to or arising out of or occurring directly or indirectly,
proximately or remotely, or occasioned by flood, hurricanes, cyclones, storms, volcanic eruption, earthquake, or
other convulsion of nature, invasion, act of foreign enemies, hostilities, or warlike operations (whether before or after the declaration of
war), strike, riot, civil commotion, revolution, military or usurped power, or
by any direct or indirect consequences of any of the said emergencies. In the event of any claim hereunder,
the Insured shall prove that the accident, loss, damage, or liability arose independently and is not related
in any way or caused by or attributable to any of the aforementioned emergencies or their consequences, and if he fails to prove
this, the Company shall not be liable to pay anything for such a claim.
Also provided that the due observance and fulfillment by the Insured of the terms, provisions, conditions, and endorsements contained
in this Policy insofar as they relate to anything to be done or complied with by the Insured, as well as the truth of the statements
and answers recorded in the said proposal, shall be conditions precedent to any liability of the Company to make any
payment under this Policy. No waiver of any of the terms, provisions, conditions, and endorsements contained in this Policy
shall be valid unless it is in writing and signed by a duly appointed officer, agent, or agency of the Company.
The conditions referred to above are:—
1 - Written notice must be given to the Company immediately upon the occurrence of any accident, loss, or damage or in the event of any claim. Every letter,
claim, summons, or notice of appearance or process must be delivered to the Company immediately upon receipt by the Insured. Also,
written notice must be given to the Company as soon as it comes to the Insured's knowledge of the possibility of legal proceedings regarding any accident which may give rise to
a claim under this Policy. In the event of theft or any other criminal act which may be the subject of a claim under this Policy, the Insured
must notify the police immediately and cooperate with the Company to ensure the conviction of the offender.
2 - The Insured shall not admit, offer, promise, or pay anything without the written consent of the Company, which shall be entitled
- if it so desires - to take over and conduct in the name of the Insured the defense or settlement of any claim or to prosecute in his name
and for its own benefit any claim for indemnity or damages or otherwise against any third party and shall have full discretion in the conduct of any
proceedings or in the settlement of any claim, and the Insured shall give all information and assistance as the Company may require.
3 - If loss or damage occurs to any car described in the Schedule attached hereto, the Company at its option may either repair such car or any
part of it with its accessories and tools, or reinstate it, or replace it, or may pay in cash the amount of the loss or damage. The
liability of the Company shall not exceed the actual value of the parts damaged or lost plus the reasonable cost of fitting, and shall in no case exceed
the Insured's estimate of the value of such car (including accessories fitted thereon) as stated in the Schedule attached to this Policy
or the value of such car (including accessories fitted thereon) at the time of the loss or damage, whichever is less.
4 - The Insured shall take all reasonable steps to safeguard any car described in the Schedule attached hereto from loss and damage and to maintain it in
efficient condition, and the Company shall at all times have free and full access to examine such car or any part of it or any driver or employee
of the Insured. In the event of an accident or breakdown to the said car, it must not be left unattended, but precautions must be taken
⟦illegible⟧
INSUR⟦illegible⟧
I. & C. ADES.
Notwithstanding any provision of law to the contrary or any
provision hereof the Company shall in no event be liable
under clauses 1, 2, 3, 9 and 11 of this policy for more than
the value of the property insured at the time of any loss or
damage happening thereto.
@@@
In the event of a claim for repairs and spair parts being
admitted by the Company, it is expressly declared and agreed
that it will be settled on the basis of the prices fixed by
the Government and rulling at the time of loss.
@@@
I. & C. ADES, LTD.,
⟦J. Ades⟧
DIRECTOR.
⟦illegible⟧
I. & C. ADES
⟦illegible⟧
IRAQ
ESTABLISHED 1828
THE UNION
Fire, Accident and General Insurance
Company
Limited
(of Paris)
(Incorporated in France)
⟦Three revenue stamps pasted: 20 Fils, 10 Fils, 10 Fils⟧
⟦Circular cancellation stamps: ...INSURANCE DEPT... BAGHDAD...⟧
MOTOR POLICY
(Private and/or Commercial Vehicle)
⟦line⟧
PRIVATE MOTOR CARS.
⟦line⟧
Whereas the Insured designated in the Schedule hereto has applied to THE UNION FIRE, ACCIDENT AND GENERAL INSURANCE COMPANY, LIMITED (hereinafter called "the Company") by a Proposal which the Insured has agreed shall be deemed to be of a promissory nature and effect and the basis of this Contract and which is deemed to be incorporated herein and has paid or agreed to pay the premium stated in the Schedule hereto as consideration for the Indemnity hereinafter contained.
Now this Policy Witnesseth that the Company will subject to the Terms Provisions and Conditions contained herein or endorsed hereon indemnify the Insured against loss damage and/or liability as hereunder mentioned actually occurring or arising during the period stated in the Schedule hereto or during any period for which the Company may accept payment for the renewal of this Policy that is to say :—
1. Loss of or Damage to any Motor Car described in the Schedule hereto and necessary Lamps Tyres and Accessories whilst thereon resulting from any Accidental Collision or Overturning or Collision or Overturning consequent upon Mechanical Breakdown or consequent upon Wear and Tear but excluding accidental damage to Tyres unless such Motor Car is damaged at the same time.
2. Loss of or Damage to any Motor Car described in the Schedule hereto and necessary Lamps Tyres and Accessories whilst thereon
(a) By Fire External Explosion Self Ignition or Lightning or Burglary Housebreaking or Theft or
(b) By Malicious Act or
(c) In transit by Road Rail Inland Waterway Lift or Elevator
but excluding damage to Tyres unless such Motor Car is damaged at the same time.
3. The cost of protection and removal of any Motor Car described in the Schedule hereto to the nearest repairers in consequence of accident causing damage which is covered hereunder but not exceeding twenty per cent. of the agreed cost of the repairs.
4. Liability at law for compensation (including Law Costs of any claimant) for death of or bodily injury to any person caused by the use of any Motor Car described in the Schedule hereto except where such death or injury arises out of or in the course of the employment of such person by the Insured and excluding liability to a person being a member of the Insured's household. Provided that the liability of the Company is limited in respect of any one claim or series of claims arising out of one event to the sum stated in the Schedule hereto including such Law Costs.
5. Liability at law for compensation (including Law Costs of any claimant) for damage caused by the use of any Motor Car described in the Schedule hereto to property other than property belonging to held in trust by or in the custody or control of the Insured or a member of the Insured's household. Provided that the liability of the Company is limited in respect of any one claim or series of claims arising out of one event to the sum stated in the Schedule hereto including such Law Costs.
6. Liability at law as defined in Clauses 4 and 5 above arising whilst the Insured is personally driving a Private Motor Car not belonging to him and not hired to him under a hire purchase agreement provided that (a) one of the cars described in the Schedule hereto is not in use at the time and (b) the liability of the Company under this Clause shall not exceed the respective limits of indemnity under the aforesaid Clauses 4 and 5.
7. All costs and expenses incurred with the written consent of the Company.
It is also agreed that :
8. In the terms of and subject to the limitations of and for the purposes of Clauses 4, 5 and 7 of this Policy the Company will at the request of the Insured treat as though he were the Insured any relative or friend of the Insured whilst driving any Motor Car described in the Schedule hereto for social domestic or pleasure purposes with the Insured's general knowledge and consent provided :—
(1) That such relative or friend is not entitled to indemnity under any other Policy.
(2) That such relative or friend shall as though he were the Insured observe fulfil and be subject to the Terms Provisions Conditions and Endorsements of this Policy insofar as they can apply.
(3) That such relative or friend has not been refused any Motor Vehicle insurance or continuance thereof by any Insurance Company or Underwriter.
(4) That such relative or friend is at the time a duly licensed driver.
9. The Insured may authorise the repair of any Motor Car described in the Schedule hereto necessitated by damage for which the Company may be liable under this Policy provided :—
(a) That the estimated cost of such repair does not exceed the amount stated in the Schedule hereto.
(b) That the Company be furnished forthwith with a detailed estimate of the cost and
(c) That the Insured shall give the Company every assistance to see that such repair is necessary and the charge reasonable.
10. The Company may at its own option arrange for representation at any Inquest or Fatal Enquiry in respect of any death which may be the subject of indemnity under this Policy and may undertake the defence of proceedings in any Police Court or Court of First Instance in respect of any act or alleged offence causing or relating to any event which may be the subject of indemnity under this Policy.
11. The Company will pay to the Insured the reasonable medical expenses incurred in connection with any bodily injury by violent accidental external and visible means sustained by the Insured or his driver or any occupant of any Motor Car described in the Schedule hereto as the direct and immediate result of an accident to such Motor Car provided that the liability of the Company in respect of any one accident shall not exceed the sum stated in the Schedule hereto.
Provided always that the Company shall not be liable to make any payment in respect of :—
(a) Any accident loss damage or liability caused or arising outside the geographical area stated in the Schedule hereto.
(b) Consequential loss sustained by the Insured or loss of use of any Motor Car described in the Schedule hereto resulting from any accident.
(c) Wear and Tear and/or depreciation of any Motor Car described in the Schedule hereto or any part of such Motor Car
(d) Mechanical Fracture and/or Mechanical or Electrical Breakdown or failure of any part of any Motor Car described in the Schedule hereto.
(e) Damage to any Motor Car described in the Schedule hereto caused by overloading or strain.
(f) Any accident loss damage or liability caused or arising whilst any Motor Car in connection with which insurance or indemnity is granted hereunder is let on hire or is being used for racing pace-making reliability trial or speed testing or any purposes in connection with the Motor Trade or for the transport of goods or for the conveyance of passengers for monetary or equivalent consideration or is being driven by the Insured (or by any other person with the general knowledge and consent of the Insured) whilst unlicensed or not qualified at the time to hold a driving licence or whilst under the influence of intoxicating liquor or drugs.
(g) Any accident loss damage or liability directly or indirectly proximately or remotely occasioned by contributed or traceable to or arising out of or in connection with Flood Typhoon Hurricane Windstorm Volcanic Eruption Earthquake or other convulsion of nature Invasion the act of Foreign Enemies Hostilities or Warlike Operations (whether before or after Declaration of War) Strike Riot Civil Commotion Rebellion Military or Usurped Power or by any direct or indirect consequences of any of the said occurrences and in the event of any claim hereunder the Insured shall prove that the accident loss damage and/or liability arose independently of and was in no way connected with or occasioned by or contributed or traceable to any of the said occurrences or any consequence thereof and in default of such proof the Company shall not be liable to make any payment in respect of such a claim.
Provided also that the due observance and fulfilment of the Terms Provisions Conditions and Endorsements of this Policy by the Insured insofar as they relate to anything to be done or complied with by the Insured and the truth of the statements and answers in the said Proposal shall be conditions precedent to any liability of the Company to make any payment under this Policy. No waiver of any of the Terms Provisions Conditions and Endorsements of this Policy shall be valid unless made in writing signed by an official or duly-appointed Agent(s) of the Company.
⟦Circular stamp on left margin: ...INSURANCE DEPT...⟧
THE CONDITIONS ABOVE REFERRED TO ARE :-
1. Notice shall be given in writing to the Company immediately upon the occurrence of any accident or loss or damage or in the event of any claim. Every
letter claim writ summons and/or process shall be forwarded to the Company immediately on receipt by the Insured. Notice shall also be given in writing to the Company
immediately the Insured shall have knowledge of any impending prosecution in respect of any occurrence which may give rise to a claim under this Policy. In case of theft
or other criminal act which may be the subject of a claim under this Policy the Insured shall give immediate notice to the Police and co-operate with the Company
in securing the conviction of the offender.
2. No admission offer promise or payment shall be made by the Insured without the written consent of the Company which shall be entitled if it so desires to
take over and conduct in the name of the Insured the defence or settlement of any claim or to prosecute in his name for its own benefit any claim for indemnity or damages
or otherwise against any third party and shall have full discretion in the conduct of any proceedings or in the settlement of any claim and the Insured shall give all
such information and assistance as the Company may require.
3. In the event of loss of or damage to any Motor Car described in the Schedule hereto the Company may at its own option repair reinstate or replace such
Motor Car or part thereof and/or its accessories and spare parts or pay in cash the amount of the loss or damage and the liability of the Company shall not exceed the
actual value of the parts damaged or lost plus the reasonable cost of fitting and in no case exceed the Insured's estimate of the value of such Motor Car (including
Accessories thereon) as specified in the Schedule hereto or the value of such Motor Car (including Accessories thereon) at the time of the loss or damage whichever is the less.
4. The Insured shall take all reasonable steps to safeguard from loss or damage and to maintain in efficient condition any Motor Car described in the Schedule hereto
and the Company shall have at all times free and full access to examine such Motor Car or any part thereof or any driver or employee of the Insured. In the event
of an accident or breakdown such Motor Car shall not be left unattended without proper precautions being taken to prevent further damage or loss and if such Motor
Car be driven before the necessary repairs are effected any extension of the damage or further accident arising shall be entirely at the Insured's own risk.
5. The Company may cancel this Policy by sending seven days' notice by registered letter to the Insured at his last known address and in such event will return
to the Insured the premium less the pro rata portion thereof for the period the Policy has been in force or the Policy may be cancelled at any time by the Insured
on seven days' notice (provided no claim has arisen during the then current period of insurance) and the Insured shall be entitled to a return of the premium less premium
at the Company's Short Period rates for the time the Policy has been in force.
6. If at the time any claim arises under this Policy there is any other existing Insurance covering the same loss damage or liability the Company shall not be
liable to pay or to contribute more than its rateable proportion of any loss damage compensation costs or expense. Provided always that nothing in this condition shall
impose on the Company any liability from which but for this condition it would have been relieved under the provisions of Proviso (1) of Clause 8 of this Policy.
7. All differences arising out of this Policy shall be referred to the decision of an Arbitrator to be appointed in writing by the parties in difference or if they
cannot agree upon a single Arbitrator to the decision of two Arbitrators one to be appointed by each of the parties in writing or in the case of disagreement of an Umpire
appointed by the Arbitrators in writing before entering upon the Reference. The costs of the Reference and of the Award shall be in the discretion of the Arbitrator
Arbitrators or Umpire making the Award whose award shall be a condition precedent to any liability of the Company or any right of action against the Company in
respect of any claim If the Company shall disclaim liability to the Insured for any claim hereunder and such claim shall not within twelve calender months from
the date of such disclaimer have been referred to arbitration under the provisions herein contained then the claim shall for all purposes be deemed to have been abandoned
and shall not thereafter be recoverable hereunder.
THE SCHEDULE.
Ref. No. A/546. Comprehensive. A.
Policy No. 10966. Premium ID.15/820
Period of Insurance—From noon on the 19th. <del>March⟦line⟧</del> day of March⟦line⟧ 19 46.
to noon on the 19th. ⟦line⟧ day of March⟦line⟧ 19 47.
x.Premium..........................ID.19.775
The Insured H. E. Sassoon Khedoury. Less 20% no claim bonus for the
last three years................... " 3.955
Address Taht Al Takia, Baghdad. Nett...................ID.15.820
⟦line⟧
Occupation or Profession President, Jewish Community.
Geographical Area referred to in Proviso (a) Kigdom of Iraq only.--
DESCRIPTION OF MOTOR CARS.
Registered | | | | | |
Letters | Make of Car. | Horse | Type of | Year of | Seating | Insured's estimate
and Nos. | | Power. | Body | Manufacture | Capacity | of Value including
| | | | | including | accessories
| | | | | Driver | thereon.
BD.1889 | Oldsmobile | 28.4 | Saloon | 1937 | 5 | ID.600/-
| | | | | | (Six hundred
| | | | | | Iraqi Dinars)
Limit of amount of the Company's liability under Clause 4 of the Policy ⟦line⟧ Unlimited.
Limit of amount of the Company's liability under Clause 5 of the Policy ⟦line⟧ ID.10000/-
Maximum amount for which the Insured is permitted to authorise repairs under Clause 9(a) ⟦line⟧ ID. 10/-
Limit of amount of the Company's liability for Medical Expenses under Clause 11 ⟦line⟧ ID. 20/-
In Witness whereof, we being the authorised Agents of the said Company, have hereunto set our hands
this 19th. ⟦line⟧ day of March.⟦line⟧ in the year
One Thousand Nine Hundred and forty six.
The Union Fire, Accident & General Insurance Co. Ltd.
I. & C. Ades, Ltd.,
⟦signature⟧
Director.
General Agents.
Examined ⟦signature⟧
KD.
However, there is nothing in this condition that imposes any liability on the Company from which the Company is exempt in accordance with paragraph (1) of Clause Eight of
this policy, were it not for this condition.
7 - All differences arising from this policy shall be referred for adjudication by an arbitrator appointed in writing by the two disagreeing parties, or if they are unable to
agree on a single arbitrator, then the matter shall be decided by two arbitrators, each party appointing one in writing, or in case of disagreement, by an
umpire appointed by the two arbitrators in writing before proceeding with the referral. The costs of the referral and the award shall be at the discretion of the arbitrator, the arbitrators, or the umpire who
issues the award. Such award shall be a condition precedent to any liability of the Company or any right of action against the Company regarding any claim. And if
the Company refuses to accept liability toward the insured for any claim under this policy and such claim is not referred to arbitration within twelve
calendar months from the date of the said refusal according to the conditions listed in this policy, the claim shall then be considered for all purposes
as having been abandoned and shall not thereafter be recoverable under this policy.
stipulated for preventing the increase of damage or loss, and if that vehicle is used before necessary repairs are carried out, any extension of damage that occurs
or any other incident arising shall be entirely at the insured's own risk alone.
5 - The Company may cancel this policy by sending seven days' notice by registered mail to the insured at his last known address,
and in this case, the Company shall refund to the insured the insurance premium after deducting a proportional part thereof for the period during which the policy was in effect.
Or the policy may be cancelled at any time by the insured upon seven days' notice (provided that no claim has arisen
during the then-current insurance period), and the insured shall be entitled to a refund of the premium after deducting the premium according to the
Company's short-term rates for the period during which the policy was in effect.
6 - If at the time of any claim arising under this policy there is any other insurance covering the same loss, damage, or liability, the Company shall not be
liable to pay or contribute more than its ratable proportion of any loss, damage, compensation, costs, or expenses.
In the event of any difference between the Arabic and English texts in this policy, the English text shall prevail.
The Schedule
Policy Number:
Insurance Premium:
Period of Insurance | From noon of day: of month year
Period of Insurance | To noon of day: of month year
The Insured:
Address:
Profession or Occupation:
Geographical Area mentioned in paragraph (a):
Description of Vehicles
Registration letters and numbers | Make of Vehicle | Horsepower | Type of Body | Year of Manufacture | Number of Seats
including driver's seat | Insured's estimate of value
including accessories on the vehicle
Limits of the amount of Company liability according to Clause Four of the policy: ...
Limits of the amount of Company liability according to Clause Five of the policy: ...
Maximum limit of the amount allowed for the insured to authorize repairs according to Clause 9 (a): ...
Limits of the amount of Company liability for medical expenses according to Clause (11): ...
In witness whereof, we, as the authorized agents of the said Company, have signed below on this day: of month
year nineteen hundred and: ⟦line⟧
Agency
Established in 1828
L'Union Company
for Fire, Accidents and General Insurance
Limited
In Paris
Registered in France
⟦line⟧
Private Motor Cars
Whereas the Insured described in the Schedule attached to this instrument has applied to L'Union Fire, Accident and General Insurance Company Limited
(hereinafter called the Company) by means of a proposal which the Insured has agreed shall be considered as having the nature and effect of an undertaking and shall be the basis of this contract
and considered part of its provisions, and has paid or agreed to pay the insurance premium stated in the Schedule attached hereto in exchange for the indemnities set forth below.
Now this instrument witnesses that, subject to the provisions, terms, and conditions contained in this instrument or endorsed on the back thereof, the Company shall indemnify
the Insured against the loss, damage, and liability mentioned below which actually occurs or arises during the period specified in the Schedule attached hereto or
during any period for which the Company accepts payment for the renewal of this instrument, namely:-
1 - Loss of or damage occurring to any car described in the Schedule attached hereto and the lamps, tires, and necessary car tools when
they are on it, resulting from any accidental collision or overturning or collision or overturning occurring as a result of mechanical breakdown or
as a result of wear and tear, but excluding accidental damage occurring to tires unless that car has suffered
damage at the same time.
2 - Loss of or damage likely to occur to any car described in the Schedule attached hereto and the lamps, tires, and necessary car tools when
they are on it:-
(a) - by external fire explosion, self-ignition, lightning, burglary, theft, or robbery - or
(b) - by a malicious act - or
(c) - during transport by road, rail, inland waterways, lifting machinery, or elevator.
But excluding damage occurring to tires unless that car has suffered damage at the same time.
3 - The cost of protection and removal of any car described in the Schedule attached hereto to the nearest repairer following an accident causing damage
covered by this instrument, provided that its amount does not exceed twenty percent of the agreed cost for the repair.
4 - Legal liability for compensation (including the legal costs of any claimant) for the death of any person or bodily injury
caused to them by the use of any car described in the Schedule attached hereto, except if that death or injury arises
out of or occurs during the employment of said person by the Insured, and except liability toward any person who is a member of the Insured's
household. Provided that the Company's liability in respect of any one claim or series of claims arising from one accident shall be limited
within the amount specified in the Schedule attached hereto, including said legal expenses.
5 - Legal liability for compensation (including the legal costs of any claimant) for damage caused by the use of any
car described in the Schedule attached hereto, to any property except property belonging to the Insured or to a member of his household or held
by them or placed with them in trust or under their control, provided that the Company's liability in respect of any one claim or series of
claims arising from one accident shall be limited within the amount specified in the Schedule attached hereto, including said legal expenses.
6 - The legal liability specified in items four and five above, arising when the Insured is himself driving a private car
not belonging to him and not hired to him under an agreement involving purchase by hire-purchase, provided that:-
(1) - one of the cars described in the Schedule attached hereto is being used at that time - and
(b) - the Company's liability under this item does not exceed the limits of the relevant indemnities according to items four and five mentioned above.
7 - All costs and expenses incurred with the Company's written consent.
It has also been agreed as follows:-
8 - In application of the conditions and subject to the limitations and purposes of items four, five, and seven of this instrument, the Company shall consider - at the request of
the Insured - every relative or friend of the Insured as if he were the Insured himself when he is driving any car described in the Schedule
attached hereto for social, domestic, or pleasure purposes with the knowledge and general consent of the Insured, provided that:-
(1) - that relative or friend is not entitled to indemnities under any other insurance policy.
(2) - that relative or friend shall, as if he were the Insured himself, observe, fulfill, and follow the provisions, terms, and endorsements
recorded in this instrument as far as they can be applied.
(3) - that relative or friend has not been refused an insurance contract regarding cars or an extension of such a contract by any
insurance company or insurers.
(4) - that relative or friend is at that time a duly licensed driver.
9 - The Insured may authorize the repair of any car described in the Schedule attached hereto that requires repair because of damage for which
the Company may be liable under this instrument, provided that:-
(a) - the estimated cost of this repair does not exceed the amount declared in the attached Schedule.
(b) - the Company is immediately provided with a detailed estimate of the cost - or
(c) - the Insured renders to the Company all necessary assistance to confirm the necessity of the repair and the reasonableness of its cost.
10 - The Company has absolute choice to appoint its representative in every inquest or inquiry into a fatal accident regarding any death that may be subject
to indemnities under this instrument, and to undertake the defense in proceedings before any criminal court or court of first instance regarding
any alleged act or offense caused by or related to any accident that may be subject to indemnities under this instrument.
11 - The Company shall pay to the Insured the reasonable medical expenses incurred as a result of any bodily injury suffered by the Insured or his driver
or any occupant of the car described in the Schedule attached hereto by violent, accidental, external, and visible means as a
direct and immediate result of any accident occurring to the said car, provided that the Company's liability for any one accident does not exceed the amount
declared in the Schedule attached hereto.
Provided always that the Company shall not be liable to pay anything for the following:-
(a) - any accident, loss, damage, or liability caused or arising outside the geographical area specified in the Schedule attached hereto.
(b) - consequential loss suffered by the Insured or his loss of use of any car described in the Schedule attached
hereto as a result of any accident.
(c) - wear and tear and depreciation of any car described in the attached Schedule or any part of that car.
(d) - mechanical or electrical breakdown or failure of any part of any car described in the Schedule attached hereto.
(e) - damage occurring to any car described in the Schedule attached hereto arising from overloading or strain.
(f) - any accident, loss, damage, or liability caused or arising when any car for which insurance or indemnities are granted
under this instrument is let or given on hire or was used for racing, pace-making, or
reliability trials or speed testing or any purposes relating to the motor trade or for carriage of goods or for transport of passengers for
monetary fare or equivalent consideration, or was being driven by the Insured (or any other person with the Insured's general knowledge and consent)
without being at that time licensed to drive cars or qualified to hold a driving license, or was under the influence of intoxicants
or narcotics.
(g) - any accident, loss, damage, or liability caused by, attributable to, arising from, or occurring directly or indirectly,
proximately or remotely, or on the occasion of flood, hurricane, cyclone, storm, volcanic eruption, earthquake, or
other convulsion of nature, invasion, act of foreign enemies, hostilities, or warlike operations (whether before or after the declaration of
war), strike, mutiny, civil commotion, revolution, military or usurped power, or
by any direct or indirect consequences of any of the aforementioned emergencies. In the event of any claim occurring thereunder,
the Insured must prove that the accident, loss, damage, or liability arose independently and has no relation
in any way, or its cause is not attributed or due to any of the aforementioned emergencies or their consequences, and if he fails to prove
this, the Company shall not be liable to pay anything for such a claim.
Also provided that the due observation and fulfillment by the Insured of the provisions, terms, conditions, and endorsements contained
in this instrument insofar as they relate to anything to be done or complied with by the Insured, as well as the truth of the statements
and answers recorded in the said proposal, shall all be conditions precedent to any liability of the Company regarding making any
payment under this instrument. Any waiver of any of the provisions, terms, conditions, and endorsements contained in this instrument
shall not be valid unless it is in writing and signed by a duly appointed officer or agent or agents of the Company.
The conditions mentioned above are:-
1 - Written notice must be given to the Company immediately upon the occurrence of any accident, loss, or damage, or in the event of any claim. Every letter,
claim, notice, summons, or notification of required attendance must be submitted to the Company immediately upon its receipt by the Insured. Also,
written notice must be given to the Company as soon as the Insured becomes aware of the possibility of legal proceedings regarding any accident that may lead to
a claim under this instrument, and in the case of theft or any other criminal act that may be the subject of a claim according to this instrument, the Insured
must report the matter to the police immediately and cooperate with the Company to ensure the conviction of the offender.
2 - The Insured may not admit, offer, promise, or pay anything without the written consent of the Company, which shall have the right
- if it so desires - to take over and conduct in the name of the Insured the defense or settlement of any claim or to prosecute in his name
and for its own benefit any claim for indemnities or damages or otherwise against any third party, and shall have absolute discretion in the conduct of any
proceedings or in the settlement of any claim, and the Insured must provide all information and render all assistance the Company may require.
3 - If loss or damage occurs to any car described in the Schedule attached hereto, the Company at its option shall either repair that car or any
part of its parts with its accessories and tools or reinstate it or replace it, or pay in cash the amount of the loss or damage. The
liability of the Company shall not exceed the actual value of the damaged and lost parts plus the reasonable cost of fitting, provided it does not exceed in any case
the Insured's estimate of the value of that car (including the accessories on it) as determined in the Schedule attached to this instrument
or the value of that car (including the accessories on it) at the time of the loss or damage, whichever is less.
4 - The Insured must take all reasonable steps to safeguard any car described in the Schedule attached hereto from damage and loss and maintain it in
good condition, and the Company shall at all times have absolute and full freedom to inspect that car or any part of it or any driver or employee
of the Insured. In the event of an accident or breakdown of the said car, it may not be left unattended, but rather precautions must be taken
IRAQ
POSTAGE
REVENUE
10 FILS
20 FILS
29 MAR 1948
Alliance
1824
MULTI SOCIETATE TUTIORES
Assurance Company, Limited.
(INCORPORATED IN ENGLAND.)
ASSETS EXCEED 35 MILLIONS STERLING.
Head Office : BARTHOLOMEW LANE, LONDON, E.C. 2
PRIVATE MOTOR CARS.
Whereas the Insured designated in the Schedule hereto has applied to THE ALLIANCE ASSURANCE COMPANY LIMITED (hereinafter called "the Company") by a Proposal which the Insured has agreed shall be deemed to be of a promissory nature and effect and the basis of this Contract and which is deemed to be incorporated herein and has paid or agreed to pay the premium stated in the Schedule hereto as consideration for the Indemnity hereinafter contained.
Now this Policy Witnesseth that the Company will subject to the Terms Provisions and Conditions contained herein or endorsed hereon indemnify the Insured against loss damage and/or liability as hereunder mentioned actually occurring or arising during the period stated in the Schedule hereto or during any period for which the Company may accept payment for the renewal of this Policy that is to say :—
1. Loss of or Damage to any Motor Car described in the Schedule hereto and necessary Lamps Tyres and Accessories whilst thereon resulting from any Accidental Collision or Overturning or Collision or Overturning consequent upon Mechanical Breakdown or consequent upon Wear and Tear but excluding accidental damage to Tyres unless such Motor Car is damaged at the same time.
2. Loss of or Damage to any Motor Car described in the Schedule hereto and necessary Lamps Tyres and Accessories whilst thereon
(a) By Fire External Explosion Self Ignition or Lightning or Burglary Housebreaking or Theft, or
(b) By Malicious Act or
(c) In transit by Road Rail Inland Waterway Lift or Elevator
but excluding damage to Tyres unless such Motor Car is damaged at the same time.
3. The cost of protection and removal of any Motor Car described in the Schedule hereto to the nearest repairers in consequence of accident causing damage which is covered hereunder but not exceeding twenty per cent. of the agreed cost of the repairs.
4. Liability at law for compensation (including Law Costs of any claimant) for death of or bodily injury to any person caused by the use of any Motor Car described in the Schedule hereto except where such death or injury arises out of or in the course of the employment of such person by the Insured and excluding liability to a person being a member of the Insured's household. Provided that the liability of the Company is limited in respect of any one claim or series of claims arising out of one event to the sum stated in the Schedule hereto including such Law Costs.
5. Liability at law for compensation (including Law Costs of any claimant) for damage caused by the use of any Motor Car described in the Schedule hereto to property other than property belonging to held in trust by or in the custody or control of the Insured or a member of the Insured's household. Provided that the liability of the Company is limited in respect of any one claim or series of claims arising out of one event to the sum stated in the Schedule hereto including such Law Costs.
6. Liability at law as defined in Clauses 4 and 5 above arising whilst the Insured is personally driving a Private Motor Car not belonging to him and not hired to him under a hire purchase agreement provided that (a) one of the cars described in the Schedule hereto is not in use at the time and (b) the liability of the Company under this Clause shall not exceed the respective limits of indemnity under the aforesaid Clauses 4 and 5.
7. All costs and expenses incurred with the written consent of the Company.
It is also agreed that :
8. In the terms of and subject to the limitations of and for the purposes of Clauses 4, 5 and 7 of this Policy the Company will at the request of the Insured treat as though he were the Insured any relative or friend of the Insured whilst driving any Motor Car described in the Schedule hereto for social domestic or pleasure purposes with the Insured's general knowledge and consent provided :—
(1) That such relative or friend is not entitled to indemnity under any other Policy.
(2) That such relative or friend shall as though he were the Insured observe fulfil and be subject to the Terms Provisions Conditions and Endorsements of this Policy insofar as they can apply.
(3) That such relative or friend has not been refused any Motor Vehicle insurance or continuance thereof by any Insurance Company or Underwriter.
(4) That such relative or friend is at the time a duly licensed driver.
9. The Insured may authorise the repair of any Motor Car described in the Schedule hereto necessitated by damage for which the Company may be liable under this Policy provided :—
(a) That the estimated cost of such repair does not exceed the amount stated in the Schedule hereto.
(b) That the Company be furnished forthwith with a detailed estimate of the cost and
(c) That the Insured shall give the Company every assistance to see that such repair is necessary and the charge reasonable.
10. The Company may at its own option arrange for representation at any Inquest or Fatal Enquiry in respect of any death which may be the subject of indemnity under this Policy and may undertake the defence of proceedings in any Police Court or Court of First Instance in respect of any act or alleged offence causing or relating to any event which may be the subject of indemnity under this Policy.
11. The Company will pay to the Insured the reasonable medical expenses incurred in connection with any bodily injury by violent accidental external and visible means sustained by the Insured or his driver or any occupant of any Motor Car described in the Schedule hereto as the direct and immediate result of an accident to such Motor Car provided that the liability of the Company in respect of any one accident shall not exceed the sum stated in the Schedule hereto.
Provided always that the Company shall not be liable to make any payment in respect of :—
(a) Any accident loss damage or liability caused or arising outside the geographical area stated in the Schedule hereto.
(b) Consequential loss sustained by the Insured or loss of use of any Motor Car described in the Schedule hereto resulting from any accident.
(c) Wear and Tear and/or depreciation of any Motor Car described in the Schedule hereto or any part of such Motor Car
(d) Mechanical Fracture and/or Mechanical or Electrical Breakdown or failure of any part of any Motor Car described in the Schedule hereto.
(e) Damage to any Motor Car described in the Schedule hereto caused by overloading or strain.
(f) Any accident loss damage or liability caused or arising whilst any Motor Car in connection with which insurance or indemnity is granted hereunder is let on hire or is being used for racing pace-making reliability trial or speed testing or any purposes in connection with the Motor Trade or for the transport of goods or for the conveyance of passengers for monetary or equivalent consideration or is being driven by the Insured (or by any other person with the general knowledge and consent of the Insured whilst unlicensed or not qualified at the time to hold a driving licence or whilst under the influence of intoxicating liquor or drugs.
(g) Any accident loss damage or liability directly or indirectly proximately or remotely occasioned by contributed or traceable to or arising out of or in connection with Flood Typhoon Hurricane Windstorm Volcanic Eruption Earthquake or other convulsion of nature Invasion the act of Foreign Enemies Hostilities or Warlike Operations (whether before or after Declaration of War) Strike Riot Civil Commotion Rebellion Military or Usurped Power or by any direct or indirect consequences of any of the said occurrences and in the event of any claim hereunder the Insured shall prove that the accident loss damage and/or liability arose independently of and was in no way connected with or occasioned by or contributed or traceable to any of the said occurrences or any consequence thereof and in default of such proof the Company shall not be liable to make any payment in respect of such a claim.
Provided also that the due observance and fulfilment of the Terms Provisions Conditions and Endorsements of this Policy by the Insured insofar as they relate to anything to be done or complied with by the Insured and the truth of the statements and answers in the said Proposal shall be conditions precedent to any liability of the Company to make any payment under this Policy. No waiver of any of the Terms Provisions Conditions and Endorsements of this Policy shall be valid unless made in writing signed by an official or duly-appointed Agent(s) of the Company.
intended to prevent the increase of damage or loss, and if said vehicle is driven before the necessary repairs are made, any expansion that occurs in the damage, or rather any other resulting entirely, shall be at the private responsibility of the Insured alone.
5 - The Company may cancel this policy by sending a seven-day notice by registered mail to the Insured at his last known address, and the Company in this case shall refund to the Insured the insurance premium after deducting a proportional part thereof for the period during which the policy was in effect, or the policy may be cancelled at any time by the Insured upon seven days' notice (provided that no claim has arisen during the then-current period of insurance), and the Insured shall be entitled to a refund of the insurance premium after deducting the premium according to the Company's short-term rates for the period during which the policy was in effect.
6 - If at the time of the occurrence of any claim under this policy there is any other insurance covering the same loss, damage, or liability, the Company shall not be liable to pay or contribute more than its rateable proportion of any loss, damage, compensation, costs, or expenses.
Provided that nothing in this condition shall impose upon the Company any liability from which the Company would be exempt according to paragraph (1) of the eighth item of this policy but for this condition.
7 - All differences arising out of this policy shall be referred for decision to an arbitrator appointed in writing by the differing parties, or if they cannot agree on a single arbitrator, they shall be decided by two arbitrators, each party appointing one in writing, or in the case of disagreement, by an umpire appointed by the two arbitrators in writing before starting the referral. The costs of the referral and the decision shall be at the discretion of the arbitrator or arbitrators or the umpire who issues the decision. Such decision shall be a condition precedent to any liability of the Company or any right of action against the Company regarding any claim. If the Company refuses to accept liability toward the Insured for any claim under this policy and such claim is not referred to arbitration within twelve calendar months from the date of the said refusal according to the conditions listed in this policy, the claim shall then be considered for all purposes as abandoned and shall not thereafter be recoverable under this policy.
In the event of conflict between the Arabic and English texts, the English text shall prevail.
The Schedule
Policy Number: 178395 M
Insurance Premium: 21/160 Dinars
Annual Insurance Fee: 23/010 Dinars
Period of Insurance from noon on: The nineteenth of March 1943
To noon on: The nineteenth of March 1944
The Insured: His Eminence Sassoon Khedhouri - Baghdad
Address: Taht al-Takiya - Baghdad
Profession or Trade: Head of the Jewish Community.
Geographical area mentioned in paragraph (a): Iraq and an area of Iran within the Iraqi-Iranian borders for a distance of one hundred miles.
Registration Letters and Numbers | Make of Vehicle | Horsepower | Body Type | Year of Manufacture | Number of Seats including Driver | Insured's Estimate of Value including Accessories on the Vehicle
Registration No. 1889 B D | Oldsmobile | 28/4 | Saloon | 1937 | 5 | 1000 Iraqi Dinars, one thousand only. .
Limits of the amount of the Company's liability according to Item 4 of the policy: Unlimited
Limits of the amount of the Company's liability according to Item 5 of the policy: 10000 Iraqi Dinars, ten thousand only
The maximum limit of the amount allowed for the Insured to authorize repairs according to Item 9 (a): 10 Iraqi Dinars, ten only.
Limits of the amount of the Company's liability for medical expenses according to Item (11): 20 Iraqi Dinars, twenty only.
In witness whereof we, as authorized agents for the said Company, have signed below on this nineteenth day of March
in the year one thousand nine hundred and forty-three . . . . .
On behalf of Alliance Assurance Company Limited
For M. Haza M. Hakkak and Sons Limited
⟦signature⟧
Manager
⟦illegible⟧ BAGHDAD ⟦illegible⟧
THE CONDITIONS ABOVE REFERRED TO ARE :—
1. Notice shall be given in writing to the Company immediately upon the occurrence of any accident or loss or damage or in the event of any claim. Every letter claim writ summons and/or process shall be forwarded to the Company immediately on receipt by the Insured. Notice shall also be given in writing to the Company immediately the Insured shall have knowledge of any impending prosecution in respect of any occurrence which may give rise to a claim under this Policy. In case of theft or other criminal act which may be the subject of a claim under this Policy the Insured shall give immediate notice to the Police and co-operate with the Company in securing the conviction of the offender.
2. No admission offer promise or payment shall be made by the Insured without the written consent of the Company which shall be entitled if it so desires to take over and conduct in the name of the Insured the defence or settlement of any claim or to prosecute in his name for its own benefit any claim for indemnity or damages or otherwise against any third party and shall have full discretion in the conduct of any proceedings or in the settlement of any claim and the Insured shall give all such information and assistance as the Company may require.
3. In the event of loss of or damage to any Motor Car described in the Schedule hereto the Company may at its own option repair reinstate or replace such Motor Car or part thereof and/or its accessories and spare parts or pay in cash the amount of the loss or damage and the liability of the Company shall not exceed the actual value of the parts damaged or lost plus the reasonable cost of fitting and in no case exceed the Insured's estimate of the value of such Motor Car (including Accessories thereon) as specified in the Schedule hereto or the value of such Motor Car (including Accessories thereon) at the time of the loss or damage whichever is the less.
4. The Insured shall take all reasonable steps to safeguard from loss or damage and to maintain in efficient condition any Motor Car described in the Schedule hereto and the Company shall have at all times free and full access to examine such Motor Car or any part thereof or any driver or employee of the Insured. In the event of an accident or breakdown such Motor Car shall not be left unattended without proper precautions being taken to prevent further damage or loss and if such Motor Car be driven before the necessary repairs are effected any extension of the damage or further accident arising shall be entirely at the Insured's own risk.
5. The Company may cancel this Policy by sending seven days' notice by registered letter to the Insured at his last known address and in such event will return to the Insured the premium less the pro rata portion thereof for the period the Policy has been in force or the Policy may be cancelled at any time by the Insured on seven days' notice (provided no claim has arisen during the then current period of insurance) and the Insured shall be entitled to a return of the premium less premium at the Company's Short Period rates for the time the Policy has been in force.
6. If at the time any claim arises under this Policy there is any other existing Insurance covering the same loss damage or liability the Company shall not be liable to pay or to contribute more than its rateable proportion of any loss damage compensation costs or expense. Provided always that nothing in this condition shall impose on the Company any liability from which but for this condition it would have been relieved under the provisions of Proviso (1) of Clause 8 of this Policy.
7. All differences arising out of this Policy shall be referred to the decision of an Arbitrator to be appointed in writing by the parties in difference or if they cannot agree upon a single Arbitrator to the decision of two Arbitrators one to be appointed by each of the parties in writing or in the case of disagreement of an Umpire appointed by the Arbitrators in writing before entering upon the Reference. The costs of the Referrence and of the Award shall be in the discretion of the Arbitrator Arbitrators or Umpire making the Award whose award shall be a condition precedent to any liability of the Company or any right of action against the Company in respect of any claim. If the Company shall disclaim liability to the Insured for any claim hereunder and such claim shall not within twelve calender months from the date of such disclaim have been referred to arbitration under the provisions herein contained then the claim shall for all purposes be deemed to have been abandoned and shall not thereafter be recoverable hereunder.
THE SCHEDULE.
Policy No.: M.178395
Premium: ID.21.160
Annual Premium: ID.23.510
Period of Insurance—From noon on the: Nineteenth day of March 1943
to noon on the: Nineteenth day of March 1944
The Insured: H. E. Sassoon Khedoury.
Address: Taht El Takia, Baghdad.
Occupation or Profession: President, Jewish Community.
Geographical Area referred to in Proviso (a): Iraq and an area in Iran within 100 miles of the Iraq-Iran Frontier.
Registered Letters and Nos. | Make of Car. | Horse Power. | Type of Body | Year of Manufacture | Seating Capacity including Driver | Insured's estimate of Value including accessories thereon.
Registered No. BD 1889 | Oldsmobile | 28.4 | Saloon | 1937 | 5 | ID.1000/- (Iraq Dinars one-thousand).
Limit of amount of the Company's liability under Clause 4 of the Policy: Unlimited
Limit of amount of the Company's liability under Clause 5 of the Policy: ID.10,000/-
Maximum amount for which the Insured is permitted to authorise repairs under Clause 9(a): ID.10/-
Limit of amount of the Company's liability for Medical Expenses under Clause 11: ID.20/-
In Witness whereof, we being the authorised Agents of the said Company, have hereunto set our hands this Ninteteenth day of March in the year One Thousand Nine Hundred and Forty-three.
Per Pro the Alliance Assurance Co., Ltd.,
For Ezra M. Hakkak & Sons Ltd.,
⟦signature⟧
Director,
Examined⟦line⟧
⟦circular stamp with illegible text⟧
Alliance Assurance Company Limited
1824
MULTI SOCIETATE TUTIORES
(Incorporated in England)
Assets exceed thirty-five million pounds
Head Office - Bartholomew Lane, London, E.C.2
Private Motor Cars
Whereas the Insured described in the Schedule attached to this policy has applied to Alliance Assurance Company Limited (hereinafter called the Company)
by means of a proposal which the Insured has agreed shall be considered of the nature and effect of a warranty and shall be the basis of this contract and incorporated therein, and has
paid or agreed to pay the premium described in the Schedule attached hereto in consideration for the indemnities set forth below.
Now this policy witnesseth that subject to the terms, provisions, and conditions contained in this policy or endorsed hereon, the Company shall indemnify
the Insured against loss, damage, and liability as described below which actually occurs or arises during the period specified in the Schedule attached hereto or
during any period for which the Company accepts payment for the renewal of this policy, namely: -
1 - Loss or damage occurring to any vehicle described in the Schedule attached hereto and the lamps, tires, and necessary vehicle accessories when
they are on the vehicle, resulting from any accidental collision or overturning or collision or overturning occurring as a result of mechanical failure or
as a result of wear and tear, but excluding accidental damage occurring to tires unless the said vehicle has sustained damage
at the same time.
2 - Loss or damage occurring to any vehicle described in the Schedule attached hereto and the lamps, tires, and necessary vehicle accessories when
they are on the vehicle: -
(a) - By external fire explosion or self-ignition or lightning or theft or burglary - or
(b) - By a malicious act - or
(c) - During transit by road, rail, inland waterway, hoist, or lift.
But excluding damage occurring to tires unless the said vehicle has sustained damage at the same time.
3 - The cost of protection and removal of any vehicle described in the Schedule attached hereto to the nearest repairer following an accident resulting in damage
covered by this policy, provided that its amount does not exceed twenty percent of the agreed cost of repair.
4 - Legal liability for compensation (including legal expenses of any claimant) for the death of any person or bodily injury
sustained by him due to the use of any vehicle described in the Schedule attached hereto, except if such death or injury arises
from or occurs during the employment of the said person by the Insured and except liability toward any person who is a member of the
Insured's household. Provided that the Company's liability in respect of any one claim or series of claims arising from one accident shall be limited
within the amount specified in the Schedule attached hereto, including the said legal expenses.
5 - Legal liability for compensation (including legal expenses of any claimant) for damage caused by the use of any
vehicle described in the Schedule attached hereto to any property except property belonging to the Insured or to a member of his household or held
in trust by them or placed with them in a fiduciary capacity or under their control, provided that the Company's liability in respect of any one claim or series
of claims arising from one accident shall be limited within the amount specified in the Schedule attached hereto, including the said legal expenses.
6 - Legal liability arising under clauses four and five above and occurring when the Insured is himself driving a private motor car
not belonging to him and not hired to him under a hire-purchase agreement, provided that: -
(a) - One of the vehicles described in the Schedule attached hereto is in use at that time - and
(b) - The Company's liability under this clause does not exceed the limits of indemnity specified in accordance with clauses four and five above.
7 - All costs and expenses incurred with the written consent of the Company.
It has also been agreed as follows: -
8 - Subject to the conditions and limitations and for the purposes of clauses four, five, and seven of this policy, the Company shall consider - at the request
of the Insured - any relative or friend of the Insured as if he were the Insured himself when driving any vehicle described in the
Schedule attached hereto for social, domestic, or pleasure purposes with the knowledge and general consent of the Insured, provided: -
(1) - That such relative or friend is not entitled to indemnity under any other insurance policy.
(2) - That such relative or friend shall, as if he were the Insured himself, observe, fulfill, and follow the terms, provisions, and endorsements
stipulated in this policy so far as they can apply.
(3) - That such relative or friend has not been refused a motor vehicle insurance contract or an extension of such contract by any
insurance company or underwriters.
(4) - That such relative or friend is at that time a duly licensed driver.
9 - The Insured may authorize the repair of any vehicle described in the Schedule attached hereto that requires repair due to damage for which
the Company may be liable under this policy, provided: -
(a) - That the estimated cost of such repair does not exceed the amount declared in the attached Schedule.
(b) - That the Company is immediately provided with a detailed estimate of the cost - or
(c) - That the Insured provides the Company with all necessary assistance to confirm the necessity of the repair and the reasonableness of its cost.
10 - The Company has the absolute choice in selecting its representative in any inquest or inquiry into a fatal accident regarding any death that may be subject
to indemnity under this policy and to undertake the defense in proceedings before any criminal court or court of first instance regarding
any alleged act or offense caused by or related to any accident that may be subject to indemnity under this policy.
11 - The Company shall pay the Insured the reasonable medical expenses incurred due to any bodily injury sustained by the Insured or his driver
or any occupant of the vehicle described in the Schedule attached hereto by violent, accidental, external, and visible means as a
direct and immediate result of any accident befalling the said vehicle, provided that the Company's liability for any one accident does not exceed the amount
declared in the Schedule attached hereto.
And it is always provided that the Company shall not be liable to pay anything for the following: -
(a) - Any accident, loss, damage, or liability caused or arising outside the geographical area specified in the attached Schedule.
(b) - Consequential damage sustained by the Insured or his loss of use of any vehicle described in the attached Schedule
as a result of any accident.
(c) - Wear and tear and depreciation of any vehicle described in the attached Schedule or any part of such vehicle.
(d) - Mechanical breakdown or mechanical or electrical failure or breakdown of any part of any vehicle described in the Schedule attached hereto.
(e) - Damage occurring to any vehicle described in the Schedule attached hereto arising from overloading or strain.
(f) - Any accident, loss, damage, or liability caused or arising when any vehicle ⟦...⟧ in respect of which insurance or indemnity is provided
under this policy has been hired out or given on hire-purchase or was being used for racing, pace-making, or
reliability trial or speed testing or any purposes related to the motor trade or for the carriage of goods or for the carriage of passengers for
hire or reward or was being driven by the Insured (or any other person with the knowledge and general consent of the Insured)
without being at that time licensed to drive motor vehicles or qualified to hold a driving license or was under the influence of intoxicants
or narcotics.
(g) - Any accident, loss, damage, or liability caused by, attributable to, arising from, or occurring directly or indirectly,
near or far, or on the occasion of flood, hurricane, whirlwind, storm, volcanic eruption, earthquake, or
other convulsion of nature, invasion, act of foreign enemies, hostilities or warlike operations (whether before or after the
declaration of war), strike, riot, civil commotion, revolution, military or usurped power, or
by any direct or indirect consequences of any of the said emergencies. In the event of any claim under this,
the Insured must prove that the accident, loss, damage, or liability arose independently and is not related
in any way to, or caused by, or attributable to any of the aforementioned emergencies or their consequences, and if he fails to prove
that, the Company shall not be liable to pay anything for such a claim.
Also provided that the due observance and fulfillment by the Insured of the terms, provisions, conditions, and endorsements contained
in this policy wherever they relate to anything to be done or complied with by the Insured, as well as the truth of the statements
and answers recorded in the said proposal, shall all be conditions precedent to any liability of the Company regarding any
payment under this policy. Any waiver of any of the terms, provisions, conditions, and endorsements contained in this policy
shall not be valid unless it is in writing and signed by a duly appointed officer or agent or agents of the Company.
The conditions mentioned above are: -
1 - Written notice must be given to the Company immediately upon the occurrence of any accident, loss, or damage or in the event of any claim. Every letter,
claim, summons, or notice of attendance or process must be submitted to the Company immediately upon receipt by the Insured. Also,
written notice must be given to the Company as soon as the Insured becomes aware of the possibility of legal action regarding any accident that may lead to a
claim under this policy, and in the case of theft or any other criminal act that may be the subject of a claim under this policy, the Insured
must report the matter to the police immediately and cooperate with the Company to secure the conviction of the offender.
2 - The Insured may not admit, offer, promise, or pay anything without the written consent of the Company, which shall have the right
- if it so desires - to take over and conduct in the name of the Insured the defense or settlement of any claim or to prosecute in his name
and for its own benefit any claim for indemnity or damages or otherwise against any third party and shall have absolute discretion in the conduct of any
proceedings or in the settlement of any claim, and the Insured must provide all information and give all assistance that the Company may require.
3 - If loss or damage occurs to any vehicle described in the Schedule attached hereto, the Company at its option may either repair that vehicle or any
part of it with its accessories and tools or reinstate it or replace it, or pay in cash the amount of the loss or damage, and
the Company's liability shall not exceed the actual value of the damaged and lost parts plus the reasonable cost of fitting, provided that it does not exceed in any
case the Insured's estimate of the value of that vehicle (including accessories on it) as determined in the Schedule attached to this policy
or the value of that vehicle (including accessories on it) at the time of the loss or damage, whichever is less.
4 - The Insured must take all reasonable steps to safeguard any vehicle described in the Schedule attached hereto from damage and loss and maintain it in
efficient condition, and the Company shall at all times have absolute and full freedom to inspect such vehicle or any part of it or any driver or employee
of the Insured. In the event of an accident or breakdown of the said vehicle, it must not be left unattended; rather, precautions must be taken
SHEET 1 ALLIANCE ASSURANCE COMPANY, LIMITED.
IRAQ ⟦line⟧ Agency
Notwithstanding any provision of | The Company shall not in any case be liable
law to the contrary or any | under Articles 1, 2, 3, 9 and 11 of this policy
provisions hereof the Company | for more than the value of the insured property at the time of
shall in no event be liable under | the occurrence of loss or damage, even if there is a legal provision
clauses 1,2,3,9 and 11 of this | to the contrary or notwithstanding any of the conditions of this
policy for more than the value of | policy. .
the property insured hereby at the |
time of any loss or damage happening |
thereto. |
On behalf of Alliance Assurance Company Limited
On behalf of Ezra M. Hakkak & Sons Co. Ltd.
Manager
HAKKAK & SO⟦...⟧
⟦Regarding⟧ developments in the request of Mr. Kamal Rufael concerning the Al-Saad building
- ⟦Number⟧ ⟦...⟧ Mr. Ilya Yusuf Hammo
1/7/71 The insurance clearances regarding the Kamal Rufael building were submitted in the name of the ⟦...⟧ company for a period of one year starting
from month 5/71 until 5/72 with a premium of 34/31 Dinars. On October 25, 71, we requested the insurance company to adjust the premium when we learned
that the company had sold a portion of its building to the buyer mentioned in the contract with Bank ⟦...⟧, who sent to us at the time that he should participate in the insurance contract in his name
and with the knowledge of the insurance entry. Since Kamal Rufael in the contract with Bank ⟦...⟧ the insurance interest and the insurance clearances were in the name of the ⟦...⟧ company, and in general
due to the circumstances experienced by the ⟦...⟧ company, we inquired about the procedures of the Insurance Department. Since the Insurance Department in Iraq has begun liquidating
a portion of the old accounts, considering they became government-owned at that time, and since the amount mentioned above had an insurance clearance issued in the name of
the ⟦...⟧ company, it is not possible to recover any amount from it. Since the Insurance Department in Iraq has paid this amount to the mentioned insurance company
by check number ⟦...⟧, we have paid the amount according to our receipt number ⟦...⟧ dated ⟦...⟧ and in order to facilitate the task of collecting the remainder of the amount
- ⟦Number⟧ ⟦...⟧
With appreciation
⟦...⟧
⟦...⟧
1571
His Excellency the President of the Israeli Lay Council in Baghdad, the Respected
After offering due respect .-
Since I have rented from you the house located in the Taura district, numbered 139 / 73
for a full year starting from the beginning of October 1949 until September 1950, for an
annual rent in the amount of two hundred Dinars only, seventy Dinars of which in cash, and the remainder of one hundred and thirty Dinars
to be paid by two promissory notes; the first in the amount of sixty-five Dinars for a period of three months, and the second in the amount of
sixty-five Dinars for a period of seven months. And as the period of the mentioned year's lease has ended, and in view
of my desire to renew the lease contract, and as my current conditions are very poor in view of the current
economic crisis, I entrust the matter of renewing the lease contract for the new year to your command and your estimation of its annual rent
in your view for these difficult times, and I hope to be invited for a discussion regarding this new contract renewal, and to your presence much
respect .-
Sincerely,
The Tenan⟦t⟧
Isaac Abboudi Shalam
Contract
A contract has been concluded between Mr. Heskel Daoud Shemtob, President of the Israelite Lay Council in Baghdad, referred to
hereafter as the Lessor, and Mr. Isaac Abboudi Shalam, referred to hereafter as the Lessee, as follows:
First - The Lessor has leased to the Lessee, and the latter has leased from the Lessor after viewing and inspection, the house located in Baghdad in
the Al-Tawrat neighborhood, numbered 73/139, for a full year starting from the first of October 950 (one thousand nine hundred and fifty) until 1 Nisan
Hebrew year 5711 (five thousand seven hundred and eleven) corresponding to ⟦12/4/951⟧ for a rental fee of seventy-five Dinars
only; and the Lessor has received the aforementioned amount from the Lessee in cash and in advance.
Second - The Lessee has the right of residence and habitation in the leased property for the duration of the lease mentioned above, and upon its conclusion, the Lessee is obliged to vacate the leased property
and hand it over to the Lessor free of occupants. If he delays in doing so, he shall be obliged to pay for the period of delay a daily rent of one
Dinar without the need for a formal notice.
Third - Property tax is on the Lessor, while water, electricity, and security fees are on the Lessee, and he is obliged to pay them regularly.
Written in two copies, with each of the two parties having one copy, in Baghdad on October 1, 1950.
Lessee | Lessor
Mr. Isaac Abboudi Shalam | Mr. Heskel Daoud Shemtob
| President of the Israelite Lay Council in Baghdad
⟦Revenue stamp: 75 fils⟧
⟦Revenue stamp: 75 fils⟧
The Lay Council of the Israelite Community in Baghdad 1930
12/4/951
⟦illegible signature⟧
⟦illegible signature⟧
⟦illegible signature⟧
222
12/7/1949
Department Copy
The Honorable Mr. Salman Moshi Haskil, Respected
Tenant of the house numbered 73/139 Torah
Baghdad
⟦line⟧
After greetings
We wish to inform you that you have occupied the house mentioned above from
the date of the expiration of its lease contract which ended at the end of Hebrew Nissan corresponding to
29 / 4 / 1949 until 15 / 6 / 1949 without paying the rent
which is due from you for the mentioned period, so please kindly pay this rent
as soon as possible, and stay well;
⟦signature⟧
The President
The Trustee of the Dispensary Endowment
A1
286
1949/6/2
⟦Department Copy⟧
To the honorable Mr. Salman Moshi Haskiel, respected
Tenant of the house numbered 139/73 Torah
After greetings,
With reference to your letter dated 1949/4/5.
Since the period you requested to vacate the house occupied by
you and endowed by His Excellency Senator Ezra Menachem Daniel has expired and you
have not informed us to date of vacating this house, this is to notify you that we
have decided to vacate it through legal proceedings if you do not vacate it within
one week from the date of your receipt of this letter.
Please accept our respects.
⟦illegible⟧
The President
21
Y / A
286
1949/6/2
The honorable Mr. Salman Moshe Haskell, Esq.
Tenant of the house numbered 73/139 Torah
After greetings,
With reference to your letter dated 1949/4/5.
Since the period you requested to vacate the house purchased
by you, which is endowed by His Excellency the Senator Ezra Menachem Daniel, has expired and
you have not informed us to date of vacating this house, we are notifying you that we
have decided to vacate it through legal proceedings if you do not vacate it within
one week from the date of your receipt of this letter.
Please accept our respect.
On behalf of
The President
Y/
1949/3/
To the esteemed Mr. Salman Moshi Hezkiel
Residing at the house numbered 39/73 in the Torah Quarter - Baghdad
Through His Excellency the Notary Public of East Baghdad
After greetings,
We have previously sent you a letter numbered 242 dated February 2, 1949, in which we explained
to you that the house occupied by you, numbered 139/73 located in the Torah Quarter, was previously endowed
to be a clinic for treating the poor and needy, and in view of the urgent need to open and organize this clinic,
we requested you to take measures to vacate this house and hand it over to us at the end of the lease term, i.e., at the end of
Hebrew Nisan 5709.
Since your response has not reached us until now in this regard, we draw your attention to the fact that the term of your
lease for the mentioned house will end at the end of Nisan 5709 by the Hebrew calendar, according to the lease contract
dated May 10, 1948, exchanged between us.
Considering that the leased property is part of the annexed endowments (Waqf) and necessity dictates observing the interest of the endowment, and based
on the provisions of the law exempting endowment properties from the Rent Control Law, we notify you of the obligation to vacate
the leased property upon the expiration of the aforementioned lease contract. In case of your refusal, we will unfortunately be forced to file
a lawsuit against you in the competent courts and hold you liable for court costs and attorney fees, with a daily guarantee of
three hundred and fifty fils for each day the leased property remains occupied by you from the date the contract expires until
the date of vacation, as stated in the third paragraph of the house lease contract mentioned.
Please accept our respect.
Sincerely,
⟦signature⟧
Yovik
President of the Spiritual Council
In his capacity as the Trustee of the Endowment according to the Endowment Deed
issued by the Baghdad Court of First Instance
No. 944/67 dated April 30, 1944
Sh/H
222
2 February 1949
To the honorable Mr. Salman Moshe Haskell, respected
Greetings and respect,
It is no secret to you that the house occupied by you and numbered 73/139
located in the Torah neighborhood was previously endowed to be a dispensary for the poor and needy.
As there is a total need to open and organize this dispensary at the present time due to the large number of applicants
from among the poor patients residing in the neighborhoods adjacent to the mentioned house, and because of what these patients endure
of trouble and expenses by going to the hospital every day, which has forced us to take decisive measures
with the aim of reaching the stage of starting to open the dispensary at the earliest possible opportunity. Therefore, we ask you
to take measures to vacate this house and hand it over to us at the end of the lease period, i.e., at the end of
Hebrew Nisan 5709. We have firm hope that you will take the initiative to support us in achieving this humanitarian project
which every individual of our noble community takes pride in.
We ask you to provide us with an answer as soon as possible.
This is with much respect to you,
Sincerely,
⟦signature⟧
President of the Lay Council
In his capacity as the Trustee of the Endowment
Y/
Department Copy
224
February 2, 1949
The honorable Mr. Salman Moshe Heskel, respected
Greetings and respect,
It is no secret to you that the house occupied by you, numbered 139/73,
located in the Torah neighborhood, was previously endowed to be a clinic where the poor and needy receive medical treatment.
As there is a total need to open and organize this clinic at the present time due to the large number of applicants
among the poor patients living in the neighborhoods adjacent to the aforementioned house, and because of the troubles and expenses
these patients incur by going to the hospital every day, we have been forced to take decisive measures
in order to proceed with opening the clinic at the earliest possible opportunity. Therefore, we ask you
to take measures to vacate this house and hand it over to us at the end of the lease period, i.e., at the end of
Hebrew Nissan 5709. We have high hopes that you will take the initiative to support us in achieving this humanitarian
project, which is a source of pride for every member of our noble community.
We ask you to provide us with an answer as soon as possible.
With much respect to you;
Sincerely,
⟦Heskel Shemtob⟧
President of the Secular Council
In his capacity as the trustee of the endowment
Y/
⟦illegible⟧
2/2
Baghdad 21 / 7 / 1949
262
Date 22 / 7 / 1949
File Number
His Excellency the President of the Lay Council of the Israelite Community, Respected
Baghdad
After greetings:
Reference to your letter No. 222 dated 14 / 7 / 49.
The period during which the house was occupied after the end of its lease begins from 4 / 4 / 49
and ends on 10 / 6 / 49, and not as stated in your above-mentioned letter.
On this occasion, I would like to point out the condition that the house was in previously regarding the replacement of
the old electrical wires inside the house, as they were very worn out and almost caused
a fire in the house, which forced me to replace them with new electrical wires. This was before the arrival of
your request for evacuation. Since I did not occupy the mentioned house and it remained ⟦illegible⟧ after the furniture was removed
waiting for the inspection of the community committee for its assessment. Below is a copy of the required account:-
Dinar | Fils
12 | 750 Days and labor for replacing the electrical ⟦lines⟧ inside the house
| and the consumption tax for the electricity meter in your name, according to the electricity bills for the sector
- | 500 ending on 9 / 7 / 49
14 | 250 Only fourteen dinars and two hundred and fifty fils, nothing more
Please note that I have made many improvements to the house in past years, the cost of which
amounts to more than ten dinars, for the purpose of saving the house from decay and destruction. I placed a benefit on a car
in the hands of the neighbor whom I had informed at the time because I was afraid of electricity in all the years.
Please inform me of what has been decided regarding the disbursement of the requested amount so that I may take ⟦illegible⟧
the interest of the community.
Please accept my highest respect
Sincerely,
Ismail
Note
Given that the mentioned building is in the custody of
Mr. Ismail and it has not been decided to increase the committee
of inspections regarding the transfer of its custody
Therefore, we see fit to file it
22 / 9
Registered on 22 / 7 / 49
For your guidance on the result of the offices
Please
Number ⟦...⟧ / 7 / ⟦...⟧ / ⟦...⟧
Incoming
Number ⟦17⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧ ⟦...⟧
⟦signature⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
⟦illegible⟧
Submitted on 8 / 6 / 1949
45
42
Incoming
Number 226
Date 7 / 6 / 1949
File Number
Baghdad 2 / 6 / 1949
To His Excellency the President of the Lay Council of the Israelite Community Mr. Eliyahu Hayyim Tawfiq, Respectfully
Baghdad
20 / 5 / 1949
1761
After greetings:
Reference to your letter No. 282 dated 1 / 6 / 1949
I hope to inform you that I have rented an alternative house to move into, and since the delivery of
this house will be on Tuesday the 14th of this month, I will therefore vacate the house that
I occupy at the present time, which belongs to the endowment of ⟦the late Joseph⟧, on Wednesday the
15th of this month ⟦line⟧
This, and please accept the highest respect
Sincerely,
Aman Moshi
Alu