Correspondence, Insurance Receipts, Rental Agreement, Electricity Bills, Baghdadi Jewish Community
View interactive document pageThese are archival documents from the Baghdadi Jewish community. Included are rental agreements between the President of the Jewish community and various community members; ledgers of property holdings; correspondence regarding the distribution of endowments to schools and hospitals; legal paperwork for establishment of an endowment; insurance policy invoices from the South British Insurance Company, L’Union and the Iraq Insurance Office; insurance policies issued by the Legal & General Assurance Society Limited and the South British Insurance Company, electricity and water bills; and contracts. The insurance policies cover everything from fire and auto to typewriters and Persian rugs. Many of the documents are administered by the Jewish Lay Council, overseen by Eliyahu Hiam Youfek or Heskel David Shemtob.
SOUTH BRITISH INCORPORATED IN NEW ZEALAND INSURANCE COMPANY, LTD MARINE · FIRE · ACCIDENT FIRE POLICY No.: 42 / 14292. ⟦37⟧ NAME: The President of the Jewish Committee, Baghdad. SUM ASSURED: <del>Rs.</del> ID. 500/-. ON: Contents of the Building No. 152/113. SITUATION: Taht-el-Takia Quarter, Baghdad. EXPIRES: 14th September, 1948. at 4 o'clock (S.T.) in the afternoon ⟦illegible⟧ The Assured is requested to read the Conditions of this Policy. T.I.P.—J.3243-44. Form No. 1.
The South British Ins Company Limited. Attached to and forming part of Policy No.: 42/14292 This Company is expressly declared to be free from liability for loss-of or damage to any electrical machine, apparatus, fixtures or fittings [ including electric fans, electric household or domestic appliances, wireless sets and radios ] or to any portion of the electrical installation, arising from or occasioned by overrunning, excessive pressure, short-circuiting, arcing, self-heating or leakage of electricity from what-ever cause [ lightning included ] ; provided that this exemption shall apply only to the particular electrical machines, apparatus, fixtures, fittings or portions of the electrical installation which may be destroyed or damaged by fire so set up. This Company is expressly declared to be free from liability for loss of or damage to heating and cooking stoves caused directly by their own heat & / or flames. Lighting and heating by firewood, coal, kerosene, and / or electricity allowed. Notwithstanding any provision of law to the contrary or any provisions here-of the Company shall in no event be liable for more than the value of the property insured here-by at the time of any loss or damage happening thereto. ⟦illegible⟧ OFFICE CO LTD. ⟦illegible⟧ BAGHDAD ⟦illegible signature⟧
CONDITIONS REFERRED TO IN THIS POLICY. 1.—If there be any material misdescription of any of the property hereby insured, or of any building or place in which such property is contained, or any misrepresentation as to any fact material to be known for estimating the risk, or any omission to state such fact, the Society shall not be liable upon this Policy so far as relates to property affected by any such misdescription, misrepresentation or omission. 2.—No receipt for any renewal premium shall be deemed to be payment to the Society unless a printed form of receipt for the same signed by an Official or duly appointed Agent of the Society shall have been given to the Insured. 3.—The Insured shall give notice to the Society of any other insurance or insurances already effected, or which may subsequently be effected, covering any of the property hereby insured, and unless such notice be given and the particulars of such insurance or insurances be stated in or endorsed on this Policy by or on behalf of the Society before the occurrence of any loss or damage, all benefit under this Policy shall be forfeited. 4.—All insurance under this Policy (1) on any building or part of any building, (2) on any property contained in any building, (3) on rent or other subject matter of insurance in respect of or in connection with any building or any property contained in any building, shall cease immediately upon any fall or displacement (a) of such building or of any part thereof, (b) of the whole or any part of any range of buildings or of any structure of which such building forms part, PROVIDED that such fall or displacement is of the whole or a substantial or important part of such building or impairs the usefulness of such building or any part thereof or leaves such building or any part thereof or any property contained therein subject to increased risk of fire or is otherwise material ; AND PROVIDED that such fall or displacement is not caused by fire, loss or damage by which is covered by this Policy or would be covered if such building, range of buildings or structure were insured under this Policy. In any action, suit or other proceeding, the burden of proving that any fall or displacement is caused by fire as aforesaid shall be upon the Insured. 5.—This insurance does not cover (a) Loss by theft during or after the occurrence of a fire. (b) Loss or damage to property occasioned by its own fermentation, natural heating or spon- taneous combustion (except as may be provided in accordance with Condition 7 f), or by its undergoing any heating or drying process. (c) Loss or damage occasioned by or through or in consequence of (1) The burning of property by order of any public authority. (2) Subterranean Fire. 6.—This insurance does not cover any loss or damage which either in origin or extent is directly or indirectly, proximately or remotely, occasioned by or contributed to by any of the following occurrences, or which, either in origin or extent, directly or indirectly, proximately or remotely, arises out of or in connection with any of such occurrences, namely :— (1) Earthquake, volcanic eruption, typhoon, hurricane, tornado, cyclone, or other convulsion of nature or atmospheric disturbance ; (2) War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), mutiny, riot, civil commotion, insurrection, rebellion, revolution, conspiracy, military or usurped power, martial law or state of siege, or any of the events or causes which determine the proclamation or maintenance of martial law or state of siege. Any loss or damage happening during the existence of abnormal conditions (whether physical or otherwise), directly or indirectly, proximately or remotely, occasioned by or contributed to by or arising out of or in connection with any of the said occurrences shall be deemed to be loss or damage which is not covered by this insurance, except to the extent that the Insured shall prove that such loss or damage happened independently of the existence of such abnormal conditions. In any action, suit or other proceeding, where the Society alleges that by reason of the provisions of this condition any loss or damage is not covered by this insurance, the burden of proving that such loss or damage is covered shall be upon the Insured. 7.—Unless otherwise expressly stated in the Policy this insurance does not cover (a) Goods held in trust or on commission. (b) Bullion or unset precious stones. (c) Any curiosity or work of art for an amount exceeding £20. (d) Manuscripts, plans, drawings, designs, patterns, models or moulds. (e) Securities, obligations, or documents of any kind, stamps, coined or paper money, cheques, books of account or other business books. (f) Coal, against loss or damage occasioned by its own spontaneous combustion. (g) Explosives. (h) Any loss or damage occasioned by or through or in consequence of explosion ; but loss or damage by explosion of gas used for illuminating or domestic purposes in a building in which gas is not generated and which does not form part of any gas works, will be deemed to be loss or damage by fire within the meaning of this Policy. (i) Any loss or damage occasioned by or through or in consequence of the burning, whether accidental or otherwise, of forests, bush, prairie, pampas or jungle, and the clearing of lands by fire. 8.—Under any of the following circumstances the insurance ceases to attach as regards the property affected unless the Insured, before the occurrence of any loss or damage, obtains the sanction of the Society signified by endorsement upon the Policy, by or on behalf of the Society. (a) If the trade or manufacture carried on be altered, or if the nature of the occupation of or other circumstances affecting the building insured or containing the insured property be changed in such a way as to increase the risk of loss or damage by fire. (b) If the building insured or containing the insured property become unoccupied and so remain for a period of more than 30 days. (c) If property insured be removed to any building or place other than that in which it is herein stated to be insured. (d) If the interest in the property insured pass from the Insured otherwise than by will or operation of law. 9.—This insurance does not cover any loss or damage to property which, at the time of the happening of such loss or damage, is insured by or would, but for the existence of this Policy, be insured by any Marine Policy or Policies except in respect of any excess beyond the amount which would have been payable under the Marine Policy or Policies had this insurance not been effected. 10.—This insurance may be terminated at any time at the request of the Insured, in which case the Society will retain the customary short period rate for the time the Policy has been in force. This insurance may also at any time be terminated at the option of the Society, on notice to that effect being given to the Insured, in which case the Society shall be liable to repay on demand a ratable proportion of the premium for the unexpired term from the date of the cancelment. 11.—On the happening of any loss or damage the Insured shall forthwith give notice thereof to the Society, and shall within 15 days after the loss or damage, or such further time as the Society may in writing allow in that behalf, deliver to the Society (a) a claim in writing for the loss and damage containing as particular an account as may be reasonably practicable of all the several articles or items of property damaged or destroyed, and of the amount of the loss or damage thereto respectively, having regard to their value at the time of the loss or damage, not including profit of any kind. (b) particulars of all other insurances, if any. The Insured shall also at his own expense produce, procure and give to the Society all such further particulars, plans, specifications, books, vouchers, invoices, duplicates or copies thereof, documents, proofs and information with respect to the claim and the origin and cause of the fire and the circumstances under which the loss or damage occurred, and any matter touching the liability or the amount of the liability of the Society as may be reasonably required by or on behalf of the Society together with a declaration on oath or in other legal form of the truth of the claim and of any matters connected therewith. No claim under this Policy shall be payable unless the terms of this condition have been complied with. 12.—On the happening of any loss or damage to any of the property insured by this Policy, the Society may (a) enter and take and keep possession of the building or premises where the loss or damage has happened. (b) take possession of or require to be delivered to it any property of the Insured in the building or on the premises at the time of the loss or damage. (c) keep possession of any such property and examine, sort, arrange, remove, or otherwise deal with the same. (d) sell any such property or dispose of the same for account of whom it may concern. The powers conferred by this Condition shall be exercisable by the Society at any time until notice in writing is given by the Insured that he makes no claim under the Policy or, if any claim is made, until such claim is finally determined or withdrawn, and the Society shall not by any act done in the exercise or purported exercise of its powers hereunder, incur any liability to the Insured or diminish its right to rely upon any of the conditions of this Policy in answer to any claim. If the Insured or any person on his behalf shall not comply with the requirements of the Society or shall hinder or obstruct the Society in the exercise of its powers hereunder, all benefit under this Policy shall be forfeited. The Insured shall not in any case be entitled to abandon any property to the Society whether taken possession of by the Society or not. 13.—If the claim be in any respect fraudulent, or if any false declaration be made or used in support thereof, or if any fraudulent means or devices are used by the Insured or any one acting on his behalf to obtain any benefit under this Policy ; or, if the loss or damage be occasioned by the wilful act, or with the connivance of the Insured ; or, if the claim be made and rejected and an action or suit be not com- menced within three months after such rejection, or (in case of an arbitration taking place in pursuance of the 18th condition of this Policy) within three months after the arbitrator or arbitrators or umpire shall have made their award, all benefit under this Policy shall be forfeited. 14.—The Society may at its option reinstate or replace the property damaged or destroyed, or any part thereof, instead of paying the amount of the loss or damage, or may join with any other Society or Insurers in so doing, but the Society shall not be bound to reinstate exactly or completely, but only as circumstances permit and in reasonably sufficient manner, and in no case shall the Society be bound to expend more in reinstatement than it would have cost to reinstate such property as it was at the time of the occurrence of such loss or damage, nor more than the sum insured by the Society thereon. If the Society so elect to reinstate or replace any property the Insured shall, at his own expense, furnish the Society with such plans, specifications, measurements, quantities, and such other particulars as the Society may require, and no acts done, or caused to be done by the Society with a view to reinstatement or replacement shall be deemed an election by the Society to reinstate or replace. If in any case the Society shall be unable to reinstate or repair the property hereby insured, because of any municipal or other regulations in force affecting the alignment of streets, or the construction of buildings, or otherwise, the Society shall, in every such case, only be liable to pay such sum as would be requisite to reinstate or repair such property if the same could lawfully be reinstated to its former condition. 15.—The Insured shall, at the expense of the Society, do and concur in doing and permit to be done, all such acts and things as may be necessary or reasonably required by the Society for the purpose of enforcing any rights and remedies, or of obtaining relief or indemnity from other parties to which the Society shall be or would become entitled or subrogated, upon its paying for or making good any loss or damage under this Policy, whether such acts and things shall be or become necessary or required before or after his indemnification by the Society. 16.—If at the time of any loss or damage happening to any property hereby insured, there be any other subsisting insurance or insurances, whether effected by the Insured or by any other person or persons, covering the same property, the Society shall not be liable to pay or contribute more than its ratable proportion of such loss or damage. 17.—If the property hereby insured shall, at the breaking out of any fire, be collectively of greater value than the sum insured thereon, then the Insured shall be considered as being his own insurer for the difference and shall bear a ratable proportion of the loss accordingly. Every item, if more than one, of the Policy shall be separately subject to this condition. 18.—If any difference arises as to the amount of any loss or damage such difference shall independently of all other questions be referred to the decision of an arbitrator, to be appointed in writing by the parties in difference, or, if they cannot agree upon a single arbitrator, to the decision of two disinterested persons as arbitrators, of whom one shall be appointed in writing by each of the parties within two calendar months after having been required so to do in writing by either of the parties ; or, in case of disagreement between the arbitrators, the difference shall be referred to the decision of an umpire who shall have been appointed by them in writing before entering on the reference and who shall sit with the arbitrators and preside at their meetings. The death of any party shall not revoke or affect the authority or powers of the arbitrator, arbitrators or umpire respectively ; and in the event of the death of an arbitrator or umpire, another shall in each case be appointed in his stead by the party or arbitrators (as the case may be) by whom the arbitrator or umpire so dying was appointed. The costs of the reference and of the award shall be in the discretion of the arbitrator, arbitrators or umpire making the award. And it is hereby expressly stipulated and declared that it shall be a condition precedent to any right of action or suit upon this Policy that the award by such arbitrator, arbitrators or umpire of the amount of the loss or damage disputed shall be first obtained. 19.—In no case whatever shall the Society be liable for any loss or damage after the expiration of twelve months from the happening of the loss or damage unless the claim is the subject of pending action or arbitration. 20.—Every notice and other communication to the Society required by these Conditions must be written or printed.
F. F. POLICY. Agency No. 4149 Stamps 190 fils plus 10 Legal and General ESTD. 1836 Assurance Society LIMITED. ⟦Four revenue stamps affixed, two on left, two on right⟧ Subscribed Capital - £1,000,000. Paid-up Capital - £250,000 Registered Office: 188, FLEET STREET, LONDON, E.C.4. Overseas Fire and Accident Depts. : ALDWYCH HOUSE, ALDWYCH, LONDON, W.C.2. Policy No. F.F.: 110469 (6) First Premium - -: ID.45/- Period of Insurance : from: 30th June 1949 to: 30th June <del>1949</del> 1950 Sum Insured -: ID.7500/- Renewable at: Renewal Premium -: ID.45/- This Policy of Insurance Witnesseth that in consideration of The Jewish Lay Council, Baghdad (hereinafter called the Insured) paying to the Legal & General Assurance Society Limited OF LONDON (hereinafter called the Society) the First Premium above mentioned on the margin for insuring against Destruction or Damage by FIRE and/or LIGHTNING as hereinafter mentioned the Property hereinafter described in the sum following namely :- IRAQ DINARS SEVEN THOUSAND FIVE HUNDRED ONLY On the buildings (excluding plinths, foundations and pavements) belonging to the Insured and being built of bricks and reinforced cement with roofs of bricks on steel joists, situate at Taht El Takya, Baghdad, namely : 1. On the building (including the electrical installations and fittings therein) consisting of a basement bearing No.154/113 and the upper storey thereof bearing No.154A/113 and two shops bearing Nos.154B/113 and 154G/113 respectively ⟦line⟧ ID.3000/- 2. On the buildings(including electrical installations and fittings therein) consisting of a basement bearing No.152G/113 and the upper storey thereof bearing Nos.152/113 and 152B/113 occupied as Offices of the Jewish Lay Council and Commercial Offices respectively and one shop bearing No.152A/113 ⟦line⟧ ID.4500/- the said premises being occupied as Offices and/or warehouses and/or retail shops ⟦line⟧ Retail sales, lighting and heating by coal, kerosene oil, and electricity allowed ⟦line⟧ Storage of hazardous goods allowed in the above mentioned premises but warranted that no cotton be stored, excepting that the storage of not more than four fully pressed bales of cotton is allowed , BUT WARRANTED that there be not in or upon the above mentioned three shops (Nos.154B/113, 154G/113 and 152A/113) at any time during the currency of this Policy hazardous goods as specified in the list attached hereto ⟦line⟧ Subject to Electrical Clause attached ⟦line⟧ Notwithstanding any provision of law to the contrary or any provisions hereof the Society shall in no event be liable for more than the value of the property insured hereby at the time of any loss or damage happening thereto ⟦line⟧ The Society agrees (subject to the Conditions contained herein or endorsed or otherwise expressed hereon which Conditions shall so far as the nature of them respectively will permit be deemed to be Conditions precedent to the right of the Insured to recover hereunder) that if after payment of the premium the Property insured above described, or any part of such Property, be destroyed or damaged by Fire and/or Lightning at any time before 4 o'clock in the afternoon of the last day of the period of insurance above mentioned on the margin or of any subsequent period in respect of which the Insured shall have paid and the Society shall have accepted the premium required for the renewal of this Policy, the Society will pay to the Insured the value of the property at the time of the happening of its destruction or the amount of such damage or at its option reinstate or replace such property or any part thereof Provided that the liability of the Society shall in no case exceed in respect of each item the sum set opposite thereto to be insured hereby or such other sum or sums as may be substituted therefor by memorandum hereon or attached hereto, signed by or on behalf of the Society. In Witness thereof we have hereunto subscribed our names this THIRD day of JULY One Thousand Nine Hundred and Forty Nine. Exd. ⟦Signature⟧ F.F. 25a. Printed in England
Legal & General Assurance Society Ltd. ESTABLISHED 1836 ALDWYCH HOUSE, ALDWYCH, LONDON, W.C.2 IRAQ AGENCY: SELIM E. AKERIB & CO. LTD. BAGHDAD LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED FIRE POLICY No.: 110469 Name: The Jewish Lay Council Sum Insured: ID.7500/- Payable: 30.6.1950 ⟦line⟧ The Insured should, for his own protection, examine the Policy, in order to verify the correctness of the description of the Property insured.
⟦illegible⟧ LIST OF HAZARDOUS GOODS. The following goods are to be deemed hazardous :— Acetylene (Liquid). Acid of all kinds (except Acetic, Citric and Tartaric). Bamboo Mats Benzine. Benzoline. Bi-Sulphide of Carbon. Brimstone. Calcium Carbide. Camphine. Camphor. Candles. Cartridges. Celluloid and Xylonite and other similar substances. Charcoal (Powdered). Chlorate of Potash. Chlorate of Soda. Cocoanut Oil. Codilla. Coir and Coir Yarn. Cordite. Cotton (whether in full pressed bales or otherwise) Crackers. Cotton Seeds Explosives of all kinds. Fireworks. Fulminating Powder. Ghee. Grasses of all kinds. Gunny Bags other than in fully pressed bales. Gunpowder. Hay. Hemp. Hessians other than in bales Jute (in fully pressed bales or otherwise). Kerosene. Lampblack. Lime. Matches of all kinds. Mungo. Naphtha. Nitrate of Soda. Nitro-Glycerine. Oils of all kinds. Oxalate of potash* Paints (Liquid). Paraffin. Percussion Caps. Petrol. Petroleum and its liquid products. Phosphorous. Pitch. Potassium. Potassium bichromate. " binoxalate,* " chlorate. " cyanide.* " ferricyanide.* " ferrocyanide.* " hydroxide. " nitrate. " nitrite. " perchlorate. " permanganate. " peroxide. " persulphate. " sulphide. Prussiate of potash.* Rags. Resin. Rockets. Rock Oil. Saltpetre. Shoddy. Spirits of all kinds, not in bottles. Stearine. Straw. Sulphur Dyes or Colours (excluding those packed in air-tight metal vessels labelled with a certificate by the manufacturers that the dyes (or colours) contain at least 10 per cent of inert inorganic salts). Tallow, manufactured or unmanufactured. Tar. Turpentine. Varnish. Vegetable Fibres of all kinds. Waste of all kinds. *If stored on the same floors as, or on floors above, foodstuffs. N.B.—The undernoted small quantities of articles for private use or retail purposes only may be kept on premises insured at the non-hazardous rate :— Oil or Ghee other than kerosene | ⟦line⟧ | not exceeding 1 tin or drum of 5 gallons ; Chemical products or liquids in bottles or tins | ⟦line⟧ | " " 1 Gallon or 14 lbs. as the case may be ; Loaded Cartridges | ⟦line⟧ | " " 1,000 ; Safety and/or wax matches | ⟦line⟧ | " " 10 gross of boxes ; Candles | ⟦line⟧ | " " 10 cases ; Kerosene Oil | ⟦line⟧ | " " 6 cases or 50 gallons.
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED This Society is expressly declared to be free from liability for loss of or damage to any elect- rical machine, apparatus, fixture or fitting (in- cluding electric fans, electric household or domestic appliances, wireless sets and radios) or to any portion of the electrical installation, aris- ing from or occasioned by overrunning, excessive pressure, short circuiting, arcing, self heating, or leakage of electricity, from whatever cause (lightning included) ; provided that this exemp- tion shall apply only to the particular electrical machine, apparatus, fixture, fitting or portion of the electrical installation so affected and not to other machines, apparatus, fixtures, fittings or portions of the electrical installation which may be destroyed or damaged by fire so set up. This Society is expressly declared to be free from liability for loss of or damage to heating and cooking stoves caused directly by their own heat and/or flames. The paragraph relating to electricity belonging to Policy No. ⟦line⟧ It is hereby declared that the Company shall not be liable for any loss or damage to any electrical machine, electrical apparatus, fixtures, or fittings (including electric fans, electric household items, wireless devices, and radios) or any part of the electrical apparatus due to or as a result of the following incidents regardless of their origin (including lightning): overrunning or excessive electrical pressure, short circuiting, arcing, self-heating, and electrical leakage. Provided that this exclusion shall only apply to that specific electrical machine, apparatus, fixture, fitting, or that part of the electrical apparatus directly affected only. As for other machines, apparatus, electrical fixtures, or parts of the electrical apparatus that are destroyed or damaged as a result of that fire, they are not covered by the aforementioned exclusion. It is hereby declared that the Company shall not be liable for any loss or damage occurring to heating and cooking stoves directly from their own heat and/or flames. ⟦illegible⟧
SELIM E. AKERIB & CO., LTD. Selim E. Akerib & Co. Ltd. ⟦line⟧ №: 02186 Baghdad,: 6/7/49 Baghdad: RECEIVED from: The Jewish Lay Council Received from: the sum of Iraq Dinars: Thirty Six only per cheque Amount: No. 829036 on Ottoman Bank, Baghdad on account of: Insurance premium due under For account of: Fire Policy No. 110469 Paid I. D.: 36/= Dinar: Fils: SELIM E. AKERIB & Co. Ltd. 6 JUL 1949 BAGHDAD 8 Fils ⟦signature⟧ DIRECTOR
The Pride of Karrada This policy expires on 20 / 6 / 49 and we have previously obtained last year a discount of 11/500 dinars out of 56/500 dinars, meaning the net of what we paid last year for this scooter was 45/000 dinars only Salim Akhaf ⟦signature⟧ 26 / 6 I visited the Shadows Trading Company, agents of Eagle Star Insurance and obtained an additional <del>amount</del> discount of 11/800, meaning the net of what we pay for this policy is 40/500 dinars or 7/8 in total
TEL. 5451 Legal & General Assurance Society Limited (Established in 1836 in England) LEGAL & GENERAL ASSURANCE SOCIETY LTD. (Estd. 1836 in Great Britain). LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED GENERAL AGENTS FOR IRAQ SELIM E. AKERIB & Co., LTD. KHAN KUBBAH BUILDING TELEGRAPHIC ADDRESS AKERIB - BAGHDAD BAGHDAD 23.6.49 P. O. B. 210 Baghdad on June 23, 1949 The Honorable Lay Council of the Israelite Community Baghdad Dear Sir, We inform you that the policy referred to below will be due for renewal We beg to inform you that the undernoted Policy will fall due for renewal on the on June 20, 1949, and in order to keep the insurance in effect, we inform you of the necessity of paying the insurance premium on the date mentioned above or before it. Payment of the premium should be made on or before that date, in order that the insurance may remain in force. Please accept our highest respect. Yours faithfully, ⟦illegible⟧ DIRECTOR Subject of insurance: building of shop No. 154/112 with the upper floor and shops (2000) Dinars " " " " 40152/112 and the upper floor with a shop (3500) Dinars 1 - If the type of risk changes in any way, it is necessary to inform this office. 2 - Please estimate the current value of the insured items because the insurance company is not responsible in this regard. Note:- If the nature of the risk be in any respect changed, it is necessary for your security that the circumstances are made known at this Office. Please estimate the present value of the property to be insured as the Society takes no responsibility in the matter.
Honorable Deputy ⟦illegible⟧ Your order, please, regarding the renewal of the insurance of the Tai School building in Al-Taawun. ⟦signature⟧ 27 / 6 Respected Accountant I approve the renewal. Does Al-Qana'a Company allow us to reduce the insurance premium according to the regulations? If it is not paid at the printing press by reduction ⟦signature⟧
We are confident that he will meet We invite you to Stipulated in Article Those who pay a subscription Accepting a subscription for less than Everyone who donated fifty We are in need of Subscription or donation Baghdad.
Agy.No.2778. Stamp 190 fils. FIRE RENEWAL RECEIPT (FOREIGN) SELIM E. AKERIB 30 JUN 1948 BAGHDAD LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED No.: 11857 Company: Legal & General Assurance Society Ltd. CHIEF ADMINISTRATION: 188 FLEET STREET, LONDON, E.C.4 Agent: Selim E. Akerib & Co.Ltd., Baghdad Date: 30th June 19.48 RECEIVED from: The Jewish Law Council, Baghdad, the Premium named below for the Renewal of the undermentioned Policy: from: 30th June 1948 to: 30th June 1949 Policy No.: 110124 Sum Insured: ID.7500/- Premium: ID.56/250 p.p. LEGAL & GENERAL ASSURANCE STY. LTD. SELIM E. AKERIB & CO. LTD. ⟦illegible⟧ Agent. DIRECTOR ⟦Revenue Stamps with overprint: SELIM E. AKERIB 30 JUN 1948 BAGHDAD⟧
Debit Note No.: 3161 Baghdad,: June 30/ 1948 To | Fire insurance premium due under "Legal & General" Renewal Receipt No 11857 to Policy 110124 | D. 56 | 250 | | E & OE. |
Legal & General Assurance Society Limited (Established in 1836 in England) LEGAL & GENERAL ASSURANCE SOCIETY LTD. (Estd. 1836 in Great Britain). GENERAL AGENTS FOR IRAQ KHAN KUBBAH BUILDING SELIM E. AKERIB & Co., LTD. BAGHDAD 27 June 1948 TELEGRAPHIC ADDRESS TEL. 5451 AKERIB - BAGHDAD The Lay Council of the Jewish Community Baghdad We inform you that the policy referred to below will be due for renewal on 30 June 1948, and for the insurance to remain in force, we inform you that the premium must be paid on or before the date mentioned above. Dear Sir, We beg to inform you that the undernoted Policy will fall due for renewal on the Payment of the premium should be made on or before that date, in order that the insurance may remain in force. Please accept our highest respect. Selim E. Akerib & Co., Ltd. Yours faithfully, ⟦signature⟧ Manager Policy No. ⟦line⟧ Policy number 110124 Sum Insured ⟦line⟧ Amount insured 7500/- Dinars Renewal Premium ⟦line⟧ Renewal fee 56.25 Dinars Interest ⟦line⟧ Subject of insurance: The building belonging to the community 1 - If the nature of the risk changes in any way, it is necessary to inform this office. 2 - Please estimate the current value of the insured items because the insurance company is not responsible in this regard. Note :- If the nature of the risk be in any respect changed, it is necessary for your security that the circumstances are made known at this Office. Please estimate the present value of the property to be insured as the Society takes no responsibility in the matter.
Legal & General Assurance Society Limited Overseas Fire and Accident Departments : ALDWYCH HOUSE, ALDWYCH, LONDON, W.C.2 Established 1836 LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED No.: 602 / 2 Date: June 30th 1947 Insured: The Jewish Lay Council having this day made a Proposal to the LEGAL & GENERAL ASSURANCE SOCIETY LTD., for an Insurance against Fire on Property at Building consisting of an upper storey No.152/113 used as Offices of President of Jewish Community adjoining storey No.152B/113 private commercial offices & balsement used as godown No.152J/113 situate at Taht el Takya, Baghdad. to the amount of: ID.4500/- , it is declared that the property referred to shall be held insured, subject to the terms and conditions of the Society's printed form of Policy, during 30 days from this date ; and that, in the event of the Proposal being declined or of the Insured refusing to pay the premium charged by the Society, the Insured undertakes to pay the Society a proportionate part of such premium for the time that the Society shall have held the property insured. Iraq Finance 5 Fils ⟦illegible⟧ DIRECTOR ⟦line⟧ Agents.
Legal & General Assurance Society Limited Overseas Fire and Accident Departments : ALDWYCH HOUSE, ALDWYCH, LONDON, W.C.2 Established 1836 No.: 601 / Date: June 30th 19 47 Insured: The Jewish Lay Council having this day made a Proposal to the LEGAL & GENERAL ASSURANCE SOCIETY LTD., for an Insurance against Fire on Property at Building consisting of a basement No.154/113, an upper storey No.154A/113, two shops Nos.154B/113 & 154J/113 respectively situate at Taht El Takya, Baghdad. to the amount of ID.3000/- , it is declared that the property referred to shall be held insured, subject to the terms and conditions of the Society's printed form of Policy, during <del>30 days</del> from this date ; and that, in the event of the Proposal being declined or of the Insured refusing to pay the premium charged by the Society, the Insured undertakes to pay the Society a proportionate part of such premium for the time that the Society shall have held the property insured. ⟦illegible stamp with portrait and Arabic text⟧ ⟦illegible blue circular stamp⟧ ⟦signature⟧ DIRECTOR Agents.
1.—If there be any material misdescription of any of the property hereby insured, or of any building or place in which such property is contained, or any misrepresentation as to any fact material to be known for estimating the risk, or any omission to state such fact, the Society shall not be liable upon this Policy so far as it relates to property affected by such misdescription, misrepresentation or omission. 2.—No payment in respect of any premium shall be deemed to be payment to the Society unless a printed form of receipt for the same signed by an Official or duly appointed Agent of the Society shall have been given to the Insured. 3.—The Insured shall give notice to the Society of any insurance or insurances already effected, or which may subsequently be effected, covering any of the property hereby insured, and unless such notice be given and the particulars of such insurance or insurances be stated in or endorsed on this Policy by or on behalf of the Society before the occurrence of any loss or damage, all benefit under this Policy shall be forfeited. 4.—All insurance under this Policy (1) on any building or part of any building, (2) on any property contained in any building, (3) on rent or other subject matter of insurance in respect of or in connection with any building or any property contained in any building, shall cease immediately upon any fall or displacement (a) of such building or of any part thereof, (b) of the whole or any part of any range of buildings or of any structure of which such building forms part, PROVIDED that such fall or displacement is of the whole or a substantial or important part of such building or impairs the usefulness of such building or any part thereof or leaves such building or any part thereof or any property contained therein subject to increased risk of fire or otherwise. AND PROVIDED that such fall or displacement is not caused by fire, loss or damage by which is covered by this Policy or would be covered if such building, range of buildings or structure were insured under this Policy. In any action, suit or other proceeding, the burden of proving that any fall or displacement is caused by fire as aforesaid shall be upon the Insured. 5.—This insurance does not cover (a) Loss by theft during or after the occurrence of a fire. (b) Loss or damage occasioned by its own fermentation, natural heating or spon- taneous combustion (except as may be provided in accordance with Condition 7 (f), or by its undergoing any heating or drying process. (c) Loss or damage occasioned by or through or in consequence of (1) Burning of property by order of any public authority. (2) Subterranean fire. 6.—This insurance does not cover any loss or damage which either in origin or extent is directly or indirectly, proximately or remotely, occasioned by or contributed to by any of the following occurrences, or which, either in origin or extent directly or indirectly, proximately or remotely, arises out of or in connection with any of such occurrences, namely :— (1) Earthquake, volcanic eruption, typhoon, hurricane, tornado, cyclone, or other convulsion of nature or atmospheric disturbance. (2) War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), mutiny, riot, civil commotion, insurrection, rebellion, revolution, conspiracy, military or usurped power, martial law or state of siege, or any of the events or causes which determine the proclamation or maintenance of martial law or state of siege. Any loss or damage happening during the existence of abnormal conditions (whether physical or otherwise), directly or indirectly, proximately or remotely, occasioned by or contributed to by or arising out of or in connection with any of the said occurrences shall be deemed to be loss or damage which is not covered by this insurance, except to the extent that the Insured shall prove that such loss or damage happened independently of the existence of such abnormal conditions. In any action, suit or other proceeding, where the Society alleges that by reason of the provisions of this condition any loss or damage is not covered by this insurance, the burden of proving that such loss or damage is covered shall be upon the Insured. 7.—Unless otherwise expressly stated in the Policy this insurance does not cover (a) Goods held in trust or on commission. (b) Bullion or unset precious stones. (c) Any curiosity or work of art for an amount exceeding £20. (d) Manuscripts, plans, drawings, designs, patterns, models or moulds. (e) Securities, obligations or documents of any kind, stamps, coined or paper money, cheques, books of account or other business books. (f) Coal, against loss or damage occasioned by its own spontaneous combustion. (g) Explosives. (h) Any loss or damage occasioned by or through or in consequence of explosion; but loss or damage by explosion of gas used for illuminating or domestic purposes in a building in which gas is not generated and which does not form part of any gas works, will be deemed to be loss by fire within the meaning of this Policy. (i) Any loss or damage occasioned by or through or in consequence of the burning, whether accidental or otherwise, of forests, bush, prairie, pampas or jungle, and the clearing of lands by fire. 8.—Under any of the following circumstances the insurance ceases to attach as regards the property affected unless the Insured, before the occurrence of any loss or damage, obtains the sanction of the Society signified by endorsement upon the Policy, by or on behalf of the Society :— (a) If the trade or manufacture carried on be altered, or if the nature of the occupation of or other circumstances affecting the building insured or containing the insured property be changed in such a way as to increase the risk of loss or damage by fire. (b) If the building insured or containing the insured property become unoccupied and so remain for a period of more than 30 days. (c) If property insured be removed to any building or place other than that in which it is herein stated to be insured. (d) If the interest in the property insured pass from the Insured otherwise than by will or operation of law. 9.—This insurance does not cover any loss or damage to property which, at the time of the happening of such loss or damage, is insured by or would, but for the existence of this Policy, be insured by any Marine Policy or Policies except in respect of any excess beyond the amount which would have been payable under the Marine Policy or Policies had this insurance not been effected. 10.—This insurance may be terminated at any time at the request of the Insured, in which case the Society will retain the customary short period rate for the time the Policy has been in force. This insurance may also at any time be terminated at the option of the Society, on notice to that effect being given to the Insured, in which case the Society shall be liable to repay on demand a ratable proportion of the premium for the unexpired term from the date of the cancellation. 11.—On the happening of any loss or damage the Insured shall forthwith give notice thereof to the Society, and shall within 15 days after the loss or damage, or such further time as the Society may in writing allow in that behalf, deliver to the Society (a) a claim in writing for the loss and damage containing as particular an account as may be reasonably practicable of all the several articles or items of property damaged or destroyed, and of the amount of the loss or damage thereto respectively, having regard to their value at the time of the loss or damage, not including profit of any kind. (b) particulars of all other insurances, if any. The Insured shall also at all times at his own expense produce, procure and give to the Society all such further particulars, plans, specifications, books, vouchers, invoices, duplicates or copies thereof, documents, proofs and information with respect to the claim and the origin and cause of the fire and the circumstances under which the loss or damage occurred, and any matter touching the liability or the amount of the liability of the Society as may be reasonably required by or on behalf of the Society together with a declaration on oath or in other legal form of the truth of the claim and of any matters connected therewith. No claim under this Policy shall be payable unless the terms of this condition have been complied with. 12.—On the happening of any loss or damage to any of the property insured by this Policy, the Society may (a) enter and take and keep possession of the building or premises where the loss or damage has happened. (b) take possession of or require to be delivered to it any property of the Insured in the building or on the premises at the time of the loss or damage. (c) keep possession of any such property and examine, sort, arrange, remove, or otherwise deal with the same. (d) sell any such property or dispose of the same for account of whom it may concern. The powers conferred by this Condition shall be exercisable by the Society at any time until notice in writing is given by the Insured that he makes no claim under the Policy or, if any claim is made, until such claim is finally determined or withdrawn, and the Society shall not by any act done in the exercise or purported exercise of its powers hereunder, incur any liability to the Insured or diminish its right to rely upon any of the conditions of this Policy in answer to any claim. If the Insured or any person on his behalf shall not comply with the requirements of the Society or shall hinder or obstruct the Society in the exercise of its powers hereunder, all benefit under this Policy shall be forfeited. The Insured shall not in any case be entitled to abandon any property to the Society whether taken possession of by the Society or not. 13.—If the claim be in any respect fraudulent, or if any false declaration be made or used in support thereof, or if any fraudulent means or devices are used by the Insured or any one acting on his behalf to obtain any benefit under this Policy; or, if the loss or damage be occasioned by the wilful act, or with the connivance of the Insured; or, if the claim be made and rejected and an action or suit be not com- menced within three months after such rejection, or (in case of an arbitration taking place in pursuance of the 18th condition of this Policy) within three months after the arbitrator or arbitrators or umpire shall have made their award, all benefit under this Policy shall be forfeited. 14.—The Society may at its option reinstate or replace the property damaged or destroyed, or any part thereof, instead of paying the amount of the loss or damage, or may join with any other Society or Insurers in so doing, but the Society shall not be bound to reinstate exactly or completely, but only as circumstances permit and in reasonably sufficient manner, and in no case shall the Society be bound to expend more in reinstatement than it would have cost to reinstate such property as it was at the time of the occurrence of such loss or damage, nor more than the sum insured by the Society thereon. If the Society so elect to reinstate or replace any property the Insured shall, at his own expense, furnish the Society with such plans, specifications, measurements, quantities, and such other particulars as the Society may require, and no acts done, or caused to be done, by the Society with a view to reinstatement or replacement shall be deemed an election by the Society to reinstate or replace. If in any case the Society shall be unable to reinstate or repair the property hereby insured, because of any municipal or other regulations in force affecting the alignment of streets, or the construction of buildings, or otherwise, the Society shall, in every such case, only be liable to pay such sum as would be requisite to reinstate or repair such property if the same could lawfully be reinstated to its former condition. 15.—The Insured shall, at the expense of the Society, do, and concur in doing, and permit to be done, all such acts and things as may be necessary or reasonably required by the Society for the purpose of enforcing any rights and remedies, or of obtaining relief or indemnity from other parties to which the Society shall be or would become entitled or subrogated, upon its paying for or making good any loss or damage under this Policy, whether such acts and things shall be or become necessary or required before or after his indemnification by the Society. 16.—If at the time of any loss or damage happening to any property hereby insured, there be any other subsisting insurance or insurances, whether effected by the Insured or by any other person or persons, covering the same property, the Society shall not be liable to pay or contribute more than its ratable proportion of such loss or damage. 17.—If the property hereby insured shall, at the breaking out of any fire, be collectively of greater value than the sum insured thereon, then the Insured shall be considered as being his own insurer for the difference and shall bear a ratable proportion of the loss accordingly. Every item, if more than one, of the Policy shall be separately subject to this condition. 18.—If any difference arises as to the amount of any loss or damage such difference shall independently of all other questions be referred to the decision of an arbitrator, to be appointed in writing by the parties in difference, or, if they cannot agree upon a single arbitrator, to the decision of two disinterested persons as arbitrators, of whom one shall be appointed in writing by each of the parties within two calendar months after having been required so to do in writing by either party. In case either party shall refuse or fail to appoint an arbitrator within two calendar months after receipt of notice in writing requiring an appoint- ment, the other party shall be at liberty to appoint a sole arbitrator; and in case of disagreement between the arbitrators, the difference shall be referred to the decision of an umpire who shall have been appointed by them in writing before entering on the reference and who shall sit with the arbitrators and preside at their meetings. The death of any party shall not revoke or affect the authority or powers of the arbitrator, arbitrators or umpire respectively; and in the event of the death of an arbitrator or umpire, another shall be appointed in his stead by the party or arbitrators (as the case may be) by whom the arbitrator or umpire so dying was appointed. The costs of the reference and of the award shall be in the discretion of the arbitrator, arbitrators or umpire making the award. And it is hereby expressly stipulated and declared that it shall be a condition precedent to any right of action or suit upon this Policy that the award by such arbitrator, arbitrators or umpire of the amount of the loss or damage if disputed shall be first obtained. 19.—In no case whatever shall the Society be liable for any loss or damage after the expiration of twelve months from the happening of the loss or damage unless the claim is the subject of pending action or arbitration. 20.—Every notice and other communication to the Society required by these Conditions must be written or printed.
F. F. POLICY. Agy. No. 2778 Stamp 190 fils Legal and General ESTD. 1836 Assurance Society LIMITED. LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED ⟦Revenue Stamp Left⟧ ⟦Revenue Stamp Right⟧ Subscribed Capital - £1,000,000. Paid-up Capital - £250,000. Chief Administration: ALDWYCH HOUSE, ALDWYCH, LONDON, W.C.2. Policy No.: F.F. 110124 (5): First Premium: ID.56/250 Period of Insurance: from: June 30/1947 to: June 30/1948 Sum Insured: ID.7500/- Renewable at: Renewal Premium: ID.56/250 This Policy of Insurance Witnesseth that in consideration of The Jewish Lay Council, Baghdad (hereinafter called the Insured) paying to the Legal & General Assurance Society Limited OF LONDON (hereinafter called the Society) the First Premium above mentioned on the margin for insuring against Destruction or Damage by FIRE and/or LIGHTNING as hereinafter mentioned the Property hereinafter described in the sum following namely :— IRAQ DINARS SEVEN THOUSAND FIVE HUNDRED ONLY On the buildings (excluding plinths, foundations and pavements) belonging to the Insured and being built of bricks and reinforced cement with roofs of bricks on steel joists, situate at Taht El Takya, Baghdad, namely: 1. On the building (including the electrical installations and fittings therein) consisting of a basement bearing No.154/113 and the upper storey thereof bearing No.154A/113 and two shops bearing Nos.154B/113 & 154B/113 respectively ⟦line⟧ ID.3000/- 2. On the buildings(including electrical installations and fittings therein) consisting of a basement bearing No.152B/113 and the upper storey thereof bearing Nos.152/113 & 152B/113 occupied as Offices of the Jewish Lay Council and Commercial Offices respectively and one shop bearing No.152A/113 ⟦line⟧ ID.4500/- the said premises being occupied as Offices and/or warehouses and/or retail shops ⟦line⟧ Retail sales, lighting and heating by coal, kerosene oil, and electricity allowed ⟦line⟧ Storage of hazardous goods allowed in the above mentioned premises but warranted that no cotton be stored, excepting that the storage of not more than four fully pressed bales of cotton is allowed ⟦line⟧ Subject to Electrical Clause attached ⟦line⟧ Notwithstanding any provision of law to the contrary or any provisions hereof the Society shall in no event be liable for more than the value of the property insured hereby at the time of any loss or damage happening thereto ⟦line⟧ THIS POLICY REPLACES AND CANCELS INTERIM COVER NOTES NOS.601 & 602. The Society agrees (subject to the Conditions contained herein or endorsed or otherwise expressed hereon which Conditions shall so far as the nature of them respectively will permit be deemed to be Conditions precedent to the right of the Insured to recover hereunder) that if after payment of the premium the Property insured above described, or any part of such Property, be destroyed or damaged by Fire and/or Lightning at any time before 4 o'clock in the afternoon of the last day of the period of insurance above mentioned on the margin or of any subsequent period in respect of which the Insured shall have paid and the Society shall have accepted the premium required for the renewal of this Policy, the Society will pay to the Insured the value of the property at the time of the happening of its destruction or the amount of such damage or at its option reinstate or replace such property or any part thereof Provided that the liability of the Society shall in no case exceed in respect of each item the sum set opposite thereto to be insured hereby or such other sum or sums as may be substituted therefor by memorandum hereon or attached hereto, signed by or on behalf of the Society. In Witness thereof we have hereunto subscribed our names this NINTH day of SEPTEMBER One Thousand Nine Hundred and Forty Seven P. P. ⟦illegible⟧ ⟦Signature⟧ Exd. F.F. 25a. C. & E. L. 5,000. 3/42. Printed in England. ⟦Revenue Stamp⟧
Legal & General Assurance Society Ltd. ESTABLISHED 1836 CHIEF ADMINISTRATION : ALDWYCH HOUSE, ALDWYCH, LONDON, W.C.2. LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED FIRE POLICY No.: 110124 Name: Jewish Lay Council Sum Insured: ID. 7500/- Payable: The Insured should, for his own protection, examine the Policy, in order to verify the correctness of the description of the Property insured.
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED Paragraph relating to electricity and pertaining to Policy No. ⟦line⟧ It is hereby declared that the Company shall not be liable for any loss or damage to any electrical machine, electrical apparatus, equipment, or fixtures (including electric fans, electric household items, wireless devices, and radios) or any part of the electrical apparatus due to or as a result of the following incidents regardless of their origin (including lightning), namely: overcurrent or electrical pressure, short circuiting, electrical sparking, self-combustion, and electrical leakage. Provided that this exclusion shall only apply to that particular electrical machine or that apparatus, equipment, or fixtures or that part of the electrical apparatus which was directly affected only; as for other machines, apparatus, equipment, or parts of the electrical apparatus that are lost or damaged as a result of that fire, they are not covered by the aforementioned exclusion. It is hereby declared that the Company shall not be liable for any loss or damage occurring in heating and cooking stoves directly from their heat and/or flames. This Society is expressly declared to be free from liability for loss of or damage to any elect- rical machine, apparatus, fixture or fitting (in- cluding electric fans, electric household or domestic appliances, wireless sets and radios) or to any portion of the electrical installation, aris- ing from or occasioned by overrunning, excessive pressure, short circuiting, arcing, self heating, or leakage of electricity, from whatever cause (lightning included); provided that this exemp- tion shall apply only to the particular electrical machine, apparatus, fixture, fitting or portion of the electrical installation so affected and not to other machines, apparatus, fixtures, fittings or portions of the electrical installation which may be destroyed or damaged by fire so set up. This Society is expressly declared to be free from liability for loss of or damage to heating and cooking stoves caused directly by their own heat and/or flames. ⟦illegible stamp⟧
Baghdad Agency. Renewal No. 3470 Portfolio General Councils Committee The South British Insurance Company, Limited. AUTHORISED CAPITAL £ 2,000,000 SUBSCRIBED & PAID-UP CAPITAL £ 1,031,640. BOMBAY BRANCH : CANADA BUILDING, HORNBY ROAD, FORT, THE SOUTH BRITISH INSURANCE CO. LTD. 10 SEP 1948 BAGHDAD Baghdad,: 10th September 1948. Sum Insured: ID .750/- Premium: ID .4/500 Certified to The President of the Jewish Committee, Baghdad. that the Renewal of Policy No. 42/14292 has been effected from the Fourteenth day of September 19 48 to the Fourteenth day of September 19 49 at 4 p.m. (Standard Time.) This Renewal is subject to such Tariff Rates and Regulations as may be in force at the date from which the policy is renewed. * If any Stove, Steam-Engine, Furnace or other Implement for producing heat has been erected on the premises, if they are unoccupied or if the nature of the risk be in any other respect changed, it is necessary (for your security) that the circumstance should at the time be made known, in writing to the Company's Manager or Agent. for The South British Insurance Co. Ltd. H.D. Shohet & E. ⟦illegible⟧ Ltd. CHIEF AGENT Agent. Form No. 340.
TELEPHONE Nos. Office : 3946. Residence : 4557. EXPIRY NOTICE. THE SOUTH BRITISH INSURANCE COMPANY, LIMITED. Messrs. H. D. SHOHET & E. AKEREB, LTD.—Chief Agents. Samawaal (Banks') Street, BAGHDAD, ⟦line⟧ 194 . The President of the Jewish Committee, Sir, For your security I beg to remind you of the expiry of your policy as described below. Note Mr. Al-Baher Tawfiq agreed to increase the insured amounts for the office furniture from 500/- dinars to 750/- dinars ⟦illegible⟧ 2/9/48 I am, Sir, Yours faithfully, H D Shohet Agents. Policy No.: 42 / 14292 Expiry Date at 4 p.m. (S.T.): 14 - 9 - 1948. Sum Insured I. D.: 500/- Premium I. D.: on office furniture, fixtures & fittings, inclu- ding carpets, while contained &/or in use in a building of office of the Jewish President, situate at Taht- el- Takia Quarters, Baghdad. N. B. 1. If any alteration has been made by which the risk has been increased or otherwise changed the circumstances should be made known to the Company's Agent. N. B. 2. The rates in respect of this policy are subject to alteration in the event of the Tariff ratings being revised at the time of the renewal. B.I.P.—2039—12-47. Form No. 62.
THE SOUTH BRITISH INSURANCE COMPANY LIMITED Ren. Typ. <del>⟦illegible⟧</del> 40/- One persian carpet 30/- 2 per. Carpets 180/- 2 Iron Safes 70/- ⟦line⟧ 320/- In the name of Kaka Mr. Salim Akoub to adjust the residence accordingly ⟦signature⟧ 9/10 on office furniture, fixtures & fittings, includ- ding carpets, whilst contained in/or in the building of office of the Jewish President, situate at Taht-el-Takiya, Baghdad.
By virtue of this contract, Mr. Eliyahu Hayyim Tawfiq, President of the Jewish Lay Council in Baghdad, in addition to the Jewish Community Fund in Baghdad (hereinafter referred to as the Lessor), has leased to Musa Ahmed Al-Rawi (hereinafter referred to as the Lessee) the Khan numbered 158-158a located in the Shorja Market with its affiliated shops, belonging to the properties of the aforementioned Jewish community, for a period of two full years starting from April 1, 1945 (forty-five) to the end of ⟦March 31⟧, 1947 (forty-seven) for a rental amount of nine hundred dinars (four hundred and fifty dinars per year). Of this, the Lessee paid (three hundred dinars) in cash, and the Lessor took five promissory notes dated April 1, 1945, signed by Musa Ahmed Al-Rawi to the order of the Jewish Lay Council in Baghdad, as follows: Dinar Promissory note due August 1, 1945 | 120 Promissory note due December 1, 1945 | 120 Promissory note due April 1, 1946 | 120 Promissory note due August 1, 1946 | 120 Promissory note due December 1, 1946 | 120 ⟦line⟧ | 600 Amount received in cash | 300 ⟦line⟧ | ⟦line⟧ Total consideration | 900 ⟦line⟧ | ⟦line⟧ It is stipulated that the Lessee shall not store hazardous materials such as explosives and inflammables and the like, nor store heavy materials on the upper floor, and shall use the Khan for commercial purposes only. As for the property tax, the Community Fund is responsible for paying it, while others such as water, security, and electricity fees are the responsibility of the Lessee. The Lessee has the right of residence and occupancy in the leased property, but may not sublease the Khan without written consent from the Lessor. At the end of the lease term, the Lessee is obligated to vacate the leased property and hand it over to the Lessor free of occupants. If he is delayed in doing so, he shall be obligated to pay a daily rent of two dinars for the period of delay without the need for a formal notice. This contract was drafted in two copies and exchanged between the contracting parties according to due process. Baghdad, April 1, 1945 The Lessee The Lessor ⟦Three revenue stamps with portraits⟧ ⟦Handwritten signature across stamps⟧