AI en Translation, Pages 176-200
Page 176
1.—If there be any material misdescription of any of the property hereby insured, or of any building or
place in which such property is contained, or any misrepresentation as to any fact material to be known for
estimating the risk, or any omission to state such fact, the Society shall not be liable upon this Policy
so far as it relates to property affected by any such misdescription, misrepresentation or omission.
2.—No payment in respect of any premium shall be deemed to be payment to the Society unless a
printed form of receipt for the same signed by an Official or duly appointed Agent of the Society shall have
been given to the Insured.
3.—The Insured shall give notice to the Society of any Insurance or Insurances already effected, or
which may subsequently be effected, covering any of the property hereby Insured, and unless such notice
be given and the particulars of such Insurance or Insurances be stated in or endorsed on this Policy by or
on behalf of the Society before the occurrence of any loss or damage, all benefit under this Policy shall be
forfeited.
4.—All Insurance under this Policy
(1) on any building or part of any building,
(2) on any property contained in any building,
(3) on rent or other subject matter of Insurance in respect of or in connection with any building
or any property contained in any building,
shall cease immediately upon any fall or displacement
(a) of such building or of any part thereof,
(b) of the whole or any part of any range of buildings or of any structure of which such
building forms part,
PROVIDED that such fall or displacement is of the whole or a substantial or important part of such
building or impairs the usefulness of such building or any part thereof or leaves such building or any
part thereof or any property contained therein subject to increased risk of fire or is otherwise material
AND PROVIDED that such fall or displacement is not caused by fire, loss or damage by which is
covered by this Policy or would be covered if such building, range of buildings or structure were insured
under this Policy.
In any action, suit or other proceeding, the burden of proving that any fall or displacement is caused
by fire as aforesaid shall be upon the Insured.
5.—This Insurance does not cover
(a) Loss by theft during or after the occurrence of a fire.
(b) Loss or damage to property occasioned by its own fermentation, natural heating or spon-
taneous combustion (except as may be provided in accordance with Condition 7 f), or by its
undergoing any heating or drying process.
(c) Loss or damage occasioned by or through or in consequence of
(1) The burning of property by order of any public authority.
(2) Subterranean Fire.
6.—This Insurance does not cover any loss or damage which either in origin or extent is directly or
indirectly, proximately or remotely, occasioned by or contributed to by any of the following occurrences, or
which, either in origin or extent, directly or indirectly, proximately or remotely, arises out of or in
connection with any of such occurrences, namely:—
(1) Earthquake, volcanic eruption, typhoon, hurricane, tornado, cyclone, or other convulsion of
nature or atmospheric disturbance.
(2) War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be
declared or not), mutiny, riot, civil commotion, insurrection, rebellion, revolution, conspiracy,
military or usurped power, martial law or state of siege, or any of the events or causes which
determine the proclamation or maintenance of martial law or state of siege.
Any loss or damage happening during the existence of abnormal conditions (whether physical or
otherwise), directly or indirectly, proximately or remotely, occasioned by or contributed to by or arising
out of or in connection with any of the said occurrences shall be deemed to be loss or damage which is
not covered by this Insurance, except to the extent that the Insured shall prove that such loss or damage
happened independently of the existence of such abnormal conditions.
In any action, suit or other proceeding, where the Society alleges that by reason of the provisions of
this condition any loss or damage is not covered by this Insurance, the burden of proving that such loss
or damage is covered shall be upon the Insured.
7.—Unless otherwise expressly stated in the Policy this Insurance does not cover
(a) Goods held in trust or on commission.
(b) Bullion or unset precious stones.
(c) Any curiosity or work of art for an amount exceeding £20.
(d) Manuscripts, plans, drawings, or designs, patterns, models or moulds.
(e) Securities, obligations, or documents of any kind, stamps, coined or paper money, cheques,
books of account or other business books.
(f) Coal, against loss or damage occasioned by its own spontaneous combustion.
(g) Explosives.
(h) Loss or damage occasioned by or through or in consequence of explosion; but loss or
damage by explosion of gas used for illuminating or domestic purposes in a building in
which gas is not generated and which does not form part of any gas works, will be deemed
to be loss by fire within the meaning of this Policy.
(i) Loss or damage occasioned by or through or in consequence of the burning, whether
accidental or otherwise, of forests, bush, prairie, pampas or jungle, and the clearing of lands
by fire.
8.—Under any of the following circumstances the insurance ceases to attach as regards the property
affected unless the Insured, before the occurrence of any loss or damage, obtains the sanction of the Society
signified by endorsement upon the Policy, by or on behalf of the Society.
(a) If the trade or manufacture carried on be altered, or if the nature of the occupation of or
other circumstances affecting the building insured or containing the insured property be
changed in such a way as to increase the risk of loss or damage by fire.
(b) If the building insured or containing the insured property become unoccupied and so remain
for a period of more than 30 days.
(c) If property insured be removed to any building or place other than that in which it is
herein stated to be insured.
(d) If the interest in the property insured pass from the Insured otherwise than by will or
operation of law.
9.—This Insurance does not cover any loss or damage to property which, at the time of the happening
of such loss or damage, is insured by or would, but for the existence of this Policy, be insured by any
Marine Policy or Policies except in respect of any excess beyond the amount which would have been
payable under the Marine Policy or Policies had this Insurance not been effected.
10.—This Insurance may be terminated at any time at the request of the Insured, in which case the
Society will retain the customary short period rate for the time the Policy has been in force. This
Insurance may also at any time be terminated at the option of the Society, on notice to that effect being
given to the Insured, in which case the Society shall be liable to repay on demand a ratable proportion of
the premium for the unexpired term from the date of the cancelment.
11.—On the happening of any loss or damage the Insured shall forthwith give notice thereof to the
Society, and shall within 15 days after the loss or damage, or such further time as the Society may in
writing allow in that behalf, deliver to the Society
(a) a claim in writing for the loss and damage containing as particular an account as may be
reasonably practicable of all the several articles or items of property damaged or destroyed,
and of the amount of the loss or damage respectively having regard to their value
at the time of the loss or damage, not including profit of any kind.
(b) particulars of all other Insurances, if any.
The Insured shall also at all times at his own expense produce, procure and give to the Society all
such further particulars, plans, specifications, books, vouchers, invoices, duplicates or copies thereof,
documents, proofs and information with respect to the claim and the origin and cause of the fire and the
circumstances under which the loss or damage occurred, and any matter touching the liability or the amount
of the liability of the Society as may be reasonably required by or on behalf of the Society together with a
declaration on oath or in other legal form of the truth of the claim and of any matters connected therewith.
No claim under this Policy shall be payable unless the terms of this condition have been complied with.
12.—On the happening of any loss or damage to any of the property insured by this Policy, the
Society may
(a) enter and take and keep possession of the building or premises where the loss or damage
has happened.
(b) take possession of or require to be delivered to it any property of the Insured in the
building or on the premises at the time of the loss or damage.
(c) keep possession of any such property and examine, sort, arrange, remove, or otherwise deal
with the same.
(d) sell any such property or dispose of the same for account of whom it may concern.
The powers conferred by this Condition shall be exercisable by the Society at any time until notice in
writing is given by the Insured that he makes no claim under the Policy or, if any claim is made, until
such claim is finally determined or withdrawn, and the Society shall not by any act done in the exercise
or purported exercise of its powers hereunder, incur any liability to the Insured or diminish its right to
rely upon any of the conditions of this Policy in answer to any claim.
If the Insured or any person on his behalf shall not comply with the requirements of the Society or
shall hinder or obstruct the Society in the exercise of its powers hereunder, all benefit under this Policy
shall be forfeited.
The Insured shall not in any case be entitled to abandon any property to the Society whether taken
possession of by the Society or not.
13.—If the claim be in any respect fraudulent, or if any false declaration be made or used in support
thereof, or if any fraudulent means or devices are used by the Insured or any one acting on his behalf to
obtain any benefit under this Policy; or, if the loss or damage be occasioned by the wilful act, or with
the connivance of the Insured; or, if the claim be made and rejected and an action or suit be not com-
menced within three months after such rejection, or (in case of an arbitration taking place in pursuance of
the 18th condition of this Policy) within three months after the arbitrator or arbitrators or umpire shall
have made their award, all benefit under this Policy shall be forfeited.
14.—The Society may at its option reinstate or replace the property damaged or destroyed, or any
part thereof, instead of paying the amount of the loss or damage, or may join with any other Society or
Insurers in so doing, but the Society shall not be bound to reinstate exactly or completely, but only as
circumstances permit and in reasonably sufficient manner, and in no case shall the Society be bound to
expend more in reinstatement than it would have cost to reinstate such property as it was at the time of
the occurrence of such loss or damage, nor more than the sum insured by the Society thereon.
If the Society so elect to reinstate or replace any property the Insured shall, at his own expense,
furnish the Society with such plans, specifications, measurements, quantities, and such other particulars as
the Society may require, and no acts done, or caused to be done by the Society with a view to reinstatement
or replacement shall be deemed an election by the Society to reinstate or replace.
If in any case the Society shall be unable to reinstate or repair the property hereby insured, because of
any municipal or other regulations in force affecting the alignment of streets, or the construction of
buildings, or otherwise, the Society shall, in every such case, only be liable to pay such sum as would be
requisite to reinstate or repair such property if the same could lawfully be reinstated to its former condition.
15.—The Insured shall, at the expense of the Society, do, and concur in doing, and permit to be done,
all such acts and things as may be necessary or reasonably required by the Society for the purpose of
enforcing any rights and remedies, or of obtaining relief or indemnity from other parties to which the
Society shall be or would become entitled or subrogated, upon its paying for or making good any loss or
damage under this Policy, whether such acts and things shall be or become necessary or required before
or after his indemnification by the Society.
16.—If at the time of any loss or damage happening to any property hereby insured, there be any other
subsisting insurance or insurances, whether effected by the Insured or by any other person or persons,
covering the same property, this Society shall not be liable to pay or contribute more than its ratable
proportion of such loss or damage.
17.—If the property hereby insured shall, at the breaking out of any fire, be collectively of greater
value than the sum insured thereon, then the Insured shall be considered as being his own insurer for
the difference and shall bear a ratable proportion of the loss accordingly. Every item, if more than one,
of the Policy shall be separately subject to this condition.
18.—If any difference arises as to the amount of any loss or damage such difference shall independently
of all other questions be referred to the decision of an arbitrator, to be appointed in writing by the parties
in difference, or, if they cannot agree upon a single arbitrator, to the decision of two disinterested persons
as arbitrators, of whom one shall be appointed in writing by each of the parties within two calendar months
after having been required so to do in writing by the other party. In case either party shall refuse or fail
to appoint an arbitrator within two calendar months after receipt of notice in writing requiring an appoint-
ment, the other party shall be at liberty to appoint a sole arbitrator; and in case of disagreement between
the arbitrators, the difference shall be referred to the decision of an umpire who shall have been appointed
by them in writing before entering on the reference and who shall sit with the arbitrators and preside at
their meetings. The death of any party shall not revoke or affect the authority or powers of the arbitrator,
arbitrators or umpire respectively; and in the event of the death of an arbitrator or umpire, another shall in each
case be appointed in his stead by the party or arbitrators (as the case may be) by whom the arbitrator
or umpire so dying was appointed. The costs of the reference and of the award shall be in the discretion of
the arbitrator, arbitrators or umpire making the award. And it is hereby expressly stipulated and declared
that it shall be a condition precedent to any right of action or suit upon this Policy that the award by such
arbitrator, arbitrators or umpire of the amount of the loss or damage disputed, shall be first obtained.
19.—In no case whatever shall the Society be liable for any loss or damage after the expiration of
twelve months from the happening of the loss or damage unless the claim is the subject of pending action
or arbitration.
20.—Every notice and other communication to the Society required by these Conditions must be
written or printed.
CONDITIONS REFERRED TO IN THIS POLICY.
Page 177
F. F. POLICY.
Agency No. 4149
Stamps 190 fils plus 10
Legal and General
ESTD. 1836
Assurance Society
LIMITED.
⟦Four revenue stamps affixed, two on left, two on right⟧
Subscribed Capital - £1,000,000. Paid-up Capital - £250,000
Registered Office: 188, FLEET STREET, LONDON, E.C.4.
Overseas Fire and Accident Depts. : ALDWYCH HOUSE, ALDWYCH, LONDON, W.C.2.
Policy No. F.F.: 110469
(6)
First Premium - -: ID.45/-
Period of Insurance : from: 30th June 1949
to: 30th June <del>1949</del> 1950
Sum Insured -: ID.7500/-
Renewable at:
Renewal Premium -: ID.45/-
This Policy of Insurance Witnesseth that in consideration of
The Jewish Lay Council, Baghdad
(hereinafter called the Insured) paying to the Legal & General Assurance Society Limited OF LONDON (hereinafter called the Society)
the First Premium above mentioned on the margin for insuring against Destruction or Damage by FIRE and/or LIGHTNING as hereinafter mentioned the
Property hereinafter described in the sum following namely :-
IRAQ DINARS SEVEN THOUSAND FIVE HUNDRED ONLY
On the buildings (excluding plinths, foundations and pavements) belonging to the Insured and
being built of bricks and reinforced cement with roofs of bricks on steel joists, situate at
Taht El Takya, Baghdad, namely :
1. On the building (including the electrical installations and fittings therein) consisting
of a basement bearing No.154/113 and the upper storey thereof bearing No.154A/113 and
two shops bearing Nos.154B/113 and 154G/113 respectively ⟦line⟧ ID.3000/-
2. On the buildings(including electrical installations and fittings therein) consisting of
a basement bearing No.152G/113 and the upper storey thereof bearing Nos.152/113 and
152B/113 occupied as Offices of the Jewish Lay Council and Commercial Offices respectively
and one shop bearing No.152A/113 ⟦line⟧ ID.4500/-
the said premises being occupied as Offices and/or warehouses and/or retail shops ⟦line⟧
Retail sales, lighting and heating by coal, kerosene oil, and electricity allowed ⟦line⟧
Storage of hazardous goods allowed in the above mentioned premises but warranted that no
cotton be stored, excepting that the storage of not more than four fully pressed bales of
cotton is allowed , BUT WARRANTED that there be not in or upon the above mentioned three shops
(Nos.154B/113, 154G/113 and 152A/113) at any time during the currency of this Policy hazardous
goods as specified in the list attached hereto ⟦line⟧
Subject to Electrical Clause attached ⟦line⟧
Notwithstanding any provision of law to the contrary or any provisions hereof the Society
shall in no event be liable for more than the value of the property insured hereby at the
time of any loss or damage happening thereto ⟦line⟧
The Society agrees (subject to the Conditions contained herein or endorsed or otherwise expressed hereon which Conditions shall so far as the nature of
them respectively will permit be deemed to be Conditions precedent to the right of the Insured to recover hereunder) that if after payment of the premium the
Property insured above described, or any part of such Property, be destroyed or damaged by Fire and/or Lightning at any time before 4 o'clock in the afternoon of the
last day of the period of insurance above mentioned on the margin or of any subsequent period in respect of which the Insured shall have paid and
the Society shall have accepted the premium required for the renewal of this Policy, the Society will pay to the Insured the value of the property at
the time of the happening of its destruction or the amount of such damage or at its option reinstate or replace such property or any part thereof
Provided that the liability of the Society shall in no case exceed in respect of each item the sum set opposite thereto to be insured hereby or such other
sum or sums as may be substituted therefor by memorandum hereon or attached hereto, signed by or on behalf of the Society.
In Witness thereof we have hereunto subscribed our names this THIRD day of JULY
One Thousand Nine Hundred and Forty Nine.
Exd.
⟦Signature⟧
F.F. 25a. Printed in England
Page 178
Legal & General
Assurance Society Ltd.
ESTABLISHED 1836
ALDWYCH HOUSE, ALDWYCH, LONDON, W.C.2
IRAQ AGENCY:
SELIM E. AKERIB & CO. LTD.
BAGHDAD
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED
FIRE POLICY
No.: 110469
Name: The Jewish Lay Council
Sum Insured: ID. 7500/-
Payable: 30.6.1950
The Insured should, for his own protection,
examine the Policy, in order to verify the
correctness of the description of the Property
insured.
LIST OF HAZARDOUS GOODS.
The following goods are to be deemed hazardous :—
Acetylene (Liquid).
Acid of all kinds (except Acetic, Citric and Tartaric).
Bamboo Mats
Benzine.
Benzoline.
Bi-Sulphide of Carbon.
Brimstone.
Calcium Carbide.
Camphine.
Camphor.
Candles.
Cartridges.
Celluloid and Xylonite and other similar substances.
Charcoal (Powdered).
Chlorate of Potash.
Chlorate of Soda.
Cocoanut Oil.
Codilla.
Coir and Coir Yarn.
Cordite.
Cotton (whether in full pressed bales or otherwise)
Crackers.
Explosives of all kinds.
Fulminating Powder.
Ghee.
Grasses of all kinds.
Gunny Bags other than in fully pressed bales.
Gunpowder.
Hay.
Hemp.
Hessians other than in bales
Jute (in fully pressed bales or otherwise).
Kerosene.
Lampblack.
Lime.
Matches of all kinds.
Mungo.
Naphtha.
Nitrate of Soda.
Nitro-Glycerine.
Oils of all kinds.
Oxalate of Potash*
Paints (Liquid).
Paraffin.
Percussion Caps.
Petrol.
Petroleum and its liquid products.
Phosphorous.
Pitch.
Potassium.
Potassium bichromate, binoxalate,* cyanide,* ferricyanide,* ferrocyanide,* hydroxide, nitrate, perchlorate, permanganate, peroxide, persulphate, sulphide.
Prussiate of potash.*
Rags.
Resin.
Rockets.
Rock Oil.
Saltpetre.
Shoddy.
Spirits of all kinds, not in bottles.
Stearine.
Straw.
Sulphur Dyes or Colours (excluding those packed in air-tight metal vessels labelled with a certificate by the manufacturers that the dyes (or colours) contain at least 10 per cent of inert inorganic salts).
Tallow, manufactured or unmanufactured.
Tar.
Turpentine.
Varnish.
Vegetable Fibres of all kinds.
Waste of all kinds.
*If stored on the same floors as, or on floors above, foodstuffs.
N.B.—The undernoted small quantities of articles for private use or retail purposes only may be kept on premises insured at the non-hazardous rate :—
Oil or Ghee other than kerosene ⟦line⟧ not exceeding 1 tin or drum of 5 gallons ;
Chemical products or liquids in bottles or tins ⟦line⟧ 1 Gallon or 14 lbs. as the case may be ;
Loaded Cartridges ⟦line⟧ 1,000 ;
Safety and/or wax matches ⟦line⟧ 10 gross of boxes ;
Candles ⟦line⟧ 10 cases ;
Kerosene Oil ⟦line⟧ 6 cases or 50 gallons.
LEGAL AND GENERAL ASSURANCE
SOCIETY LIMITED
This Society is expressly declared to be free from liability for loss of or damage to any electrical machine, apparatus, fixture or fitting (including electric fans, electric household or domestic appliances, wireless sets and radios) or to any portion of the electrical installation, arising from or occasioned by overrunning, excessive pressure, short circuiting, arcing, self heating, or leakage of electricity, from whatever cause (lightning included) ; provided that this exemption shall apply only to the particular electrical machine, apparatus, fixture, fitting or portion of the electrical installation so affected and not to other machines, apparatus, fixtures, fittings or portions of the electrical installation which may be destroyed or damaged by fire so set up.
This Society is expressly declared to be free from liability for loss of or damage to heating and cooking stoves caused directly by their own heat and/or flames.
⟦It is expressly declared hereby that the Company shall not be liable for any loss or damage⟧
⟦afflicting any electrical machine or electrical tool or devices or electrical tools⟧
⟦electrical (including electrical fans and electrical household items⟧
⟦and wireless devices and radio) or any part of the electrical installation⟧
⟦due to or as a result of the following accidents whatever their origin (including⟧
⟦lightning), which are: overrunning or electrical pressure or short circuit⟧
⟦and sparking and electrical heat and self-combustion and electrical leakage.⟧
⟦Provided that this exception only applies to that particular electrical machine⟧
⟦or that tool or device or part or electrical installations⟧
⟦or that part of the electrical installation which was directly affected⟧
⟦only; as for other machines, tools, and electrical equipment or parts of⟧
⟦the electrical installation that were destroyed or damaged as a result of that fire,⟧
⟦they are not covered by the mentioned exception.⟧
⟦It is expressly declared hereby that the Company shall not be liable for any loss or damage⟧
⟦occurring in heating and cooking stoves directly from their heat and/or their flames.⟧
⟦Conditions relating to electricity added to the attached policy⟧
⟦illegible⟧ LEG⟦illegible⟧
Page 179
SELIM E. AKERIB & CO., LTD. Selim E. Akerib and Partners Co., Ltd.
⟦PAID⟧
No: 02186
Baghdad, / Baghdad: 6/7/49
RECEIVED from / Received from: The Jewish Lay Council
the sum of Iraq Dinars / Amount: Thirty Six only per cheque No. 829036 on Ottoman Bank, Baghdad
on account of / On account of: Insurance premium due under Fire Policy No. 110469
I.D. 36/= Dinars Fils
SELIM E. AKERIB & Co. Ltd.
JUL 1949
BAGHDAD
⟦illegible signature⟧
DIRECTOR
Page 180
To the Honorable [Recipient]
This policy expires on
20 / 6 / 49 and we have previously obtained
last year a discount in the amount of 11/750
dinars out of 26/250 dinars, meaning
the net of what we paid last year for
this insurance was only 14/500 dinars
Salim ⟦hidden⟧
22 / 6
I have consulted the Crescent Trading
Company, agents of Eagle Star Insurance Company
and obtained an additional ⟦discount⟧ in the amount of
11/800, meaning the net of what we pay for this
policy is 14/500 dinars, or as a total ⟦...⟧
Page 181
TEL. 5451
Legal & General Assurance Society Limited
(Established in 1836 in England)
LEGAL & GENERAL ASSURANCE SOCIETY LTD.
(Estd. 1836 in Great Britain).
LEGAL AND GENERAL
ASSURANCE SOCIETY LIMITED
GENERAL AGENTS FOR IRAQ
SELIM E. AKERIB & Co., LTD.
KHAN KUBBAH BUILDING
TELEGRAPHIC ADDRESS
AKERIB - BAGHDAD
BAGHDAD 23.6.49
P. O. B. 210
Baghdad on June 23, 1949
The Honorable Lay Council of the Israelite Community
Baghdad
Dear Sir,
We inform you that the policy referred to below will be due for renewal
We beg to inform you that the
undernoted Policy will fall due
for renewal on the
on June 20, 1949, and in order to
keep the insurance in effect, we inform you of the necessity of paying the insurance premium
on the date mentioned above or before it.
Payment of the premium should
be made on or before that date,
in order that the insurance may
remain in force.
Please accept our highest respect.
Yours faithfully,
⟦illegible⟧
DIRECTOR
Subject of insurance: building of shop No. 154/112 with the upper floor and shops (2000) Dinars
" " " " 40152/112 and the upper floor with a shop (3500) Dinars
1 - If the type of risk changes in any way, it is necessary to inform this office.
2 - Please estimate the current value of the insured items because the insurance company is not responsible in this regard.
Note:- If the nature of the risk be in any respect changed, it is necessary for your security that the circumstances
are made known at this Office.
Please estimate the present value of the property to be insured as the Society takes no responsibility
in the matter.
Page 182
Honorable Deputy ⟦illegible⟧
Your order please regarding the renewal of the insurance
of the Karma Taha building in Al-Taawun.
⟦illegible⟧
6/27
The Accountant
I approve the renewal. Does
the Al-Dhaman company grant us a discount
on the insurance fees according to the regulations?
If not, there is no harm in requesting
a discount
⟦illegible⟧ Xca
Page 183
We are certain that he will meet
We invite you to
Stipulated in Article
Those who pay a subscription
Accepting a subscription for less than
Everyone who donated fifty
We are in need of
Subscription or donation
Baghdad.
96
Agy.No.2778.
Stamp 190 fils.
FIRE RENEWAL RECEIPT
(FOREIGN)
SELIM E. AKERIB
30 JUN 1948
BAGHDAD
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED
No.: 11857
Company: Legal & General Assurance Society Ltd.
CHIEF ADMINISTRATION: 188 FLEET STREET, LONDON, E.C.4
Agent: Selim E. Akerib & Co.Ltd., Baghdad
Date: 30th June 19.48
RECEIVED from: The Jewish Law Council, Baghdad,
the Premium named below for the Renewal of the undermentioned Policy:
from: 30th June 1948
to: 30th June 1949
Policy No.: 110124
Sum Insured: ID.7500/-
Premium: ID.56/250
p.p. LEGAL & GENERAL ASSURANCE STY. LTD.
SELIM E. AKERIB & CO. LTD.
⟦illegible⟧
Agent.
DIRECTOR
⟦Revenue Stamps with overprint: SELIM E. AKERIB 30 JUN 1948 BAGHDAD⟧
Page 184
Debit Note No.: 3161
Baghdad,: June 30/ 1948
To | Fire insurance premium
due under "Legal & General"
Renewal Receipt No 11857
to Policy 110124 | D. 56 | 250
| | E & OE. |
Page 185
Legal & General Assurance Society Limited
(Established in 1836 in England)
LEGAL & GENERAL ASSURANCE SOCIETY LTD.
(Estd. 1836 in Great Britain).
GENERAL AGENTS FOR IRAQ KHAN KUBBAH BUILDING
SELIM E. AKERIB & Co., LTD.
BAGHDAD 27 June 1948
TELEGRAPHIC ADDRESS TEL. 5451
AKERIB - BAGHDAD
The Lay Council of the Jewish Community
Baghdad
We inform you that the policy referred to below will be due for renewal
on 30 June 1948, and for
the insurance to remain in force, we inform you that the premium must be paid
on or before the date mentioned above.
Dear Sir,
We beg to inform you that the
undernoted Policy will fall due
for renewal on the
Payment of the premium should
be made on or before that date,
in order that the insurance may
remain in force.
Please accept our highest respect.
Selim E. Akerib & Co., Ltd.
Yours faithfully,
⟦signature⟧
Manager
Policy No. ⟦line⟧ Policy number 110124
Sum Insured ⟦line⟧ Amount insured 7500/- Dinars
Renewal Premium ⟦line⟧ Renewal fee 56.25 Dinars
Interest ⟦line⟧ Subject of insurance: The building belonging to the community
1 - If the nature of the risk changes in any way, it is necessary to inform this office.
2 - Please estimate the current value of the insured items because the insurance company is not responsible in this regard.
Note :- If the nature of the risk be in any respect changed, it is necessary for your security that the circumstances
are made known at this Office.
Please estimate the present value of the property to be insured as the Society takes no responsibility
in the matter.
Page 186
Legal & General Assurance Society Limited
Overseas Fire and Accident Departments :
ALDWYCH HOUSE, ALDWYCH, LONDON, W.C.2
Established 1836
No.: 602 / 2
Date: June 30th 1947
The Jewish Lay Council
having this day made a Proposal to the
LEGAL & GENERAL ASSURANCE SOCIETY LTD., for an Insurance against Fire on Property at
Building consisting of an upper storey No.152/113 used as
Offices of President of Jewish Community adjoining storey
No.152B/113 private commercial offices & balsement used as
godown No.152J/113 situate at Taht el Takya, Baghdad.
to the amount of ID.4500/- , it is declared that the property referred to shall be
held insured, subject to the terms and conditions of the Society's printed form of Policy, during 30 days
from this date ; and that, in the event of the Proposal being declined or of the Insured refusing to pay
the premium charged by the Society, the Insured undertakes to pay the Society a proportionate part of
such premium for the time that the Society shall have held the property insured.
Iraq
Financial
50 Fils
⟦signature⟧
DIRECTOR
⟦line⟧ Agents.
Page 187
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED
Legal & General Assurance Society Limited
Overseas Fire and Accident Departments :
ALDWYCH HOUSE, ALDWYCH, LONDON, W.C.2
Established 1836
No. 601
June 30th 19 47
The Jewish Lay Council
having this day made a Proposal to the
LEGAL & GENERAL ASSURANCE SOCIETY LTD., for an Insurance against Fire on Property at
Building consisting of a basement No.154/113, an upper storey
No.154A/113, two shops Nos.154B/113 & 154J/113 respectively
situate at Taht El Takya, Baghdad.
to the amount of ID.3000/- , it is declared that the property referred to shall be
held insured, subject to the terms and conditions of the Society's printed form of Policy, during <del>30 days</del>
from this date ; and that, in the event of the Proposal being declined or of the Insured refusing to pay
the premium charged by the Society, the Insured undertakes to pay the Society a proportionate part of
such premium for the time that the Society shall have held the property insured.
SELIM E. ACHI & CO. Ltd.
Iraq
5 Fils 5
Fils
LEGAL & GENERAL ASSURANCE SOC. LTD.
SELIM E. ACHI & CO. LTD.
⟦illegible signature⟧
DIRECTOR
Agents.
Page 188
CONDITIONS REFERRED TO IN THIS POLICY.
1.—If there be any material misdescription of any of the property hereby insured, or of any building or place in which such property is contained, or any misrepresentation as to any fact material to be known for estimating the risk, or any omission to state such fact, the Society shall not be liable upon this Policy so far as it relates to property affected by any such misdescription, misrepresentation or omission.
2.—No payment in respect of any premium shall be deemed to be payment to the Society unless a printed form of receipt for the same signed by an Official or duly appointed Agent of the Society shall have been given to the Insured.
3.—The Insured shall give notice to the Society of any insurance or insurances already effected, or which may subsequently be effected, covering any of the property hereby insured, and unless such notice be given and the particulars of such insurance or insurances be stated in or endorsed on this Policy by or on behalf of the Society before the occurrence of any loss or damage, all benefit under this Policy shall be forfeited.
4.—All insurance under this Policy
(1) on any building or part of any building,
(2) on any property contained in any building,
(3) on rent or other subject matter of insurance in respect of or in connection with any building or any property contained in any building,
shall cease immediately as to such building or property if
(a) the whole or any part of any range of buildings or of any structure of which such building forms part,
(b) the whole or any part of any thereof,
PROVIDED that such fall or displacement is of the whole or a substantial or important part of such building or impairs the usefulness of such building or any part thereof or leaves such building or any part thereof or any property contained therein subject to increased risk of fire or is otherwise material AND PROVIDED that such fall or displacement is not caused by fire, loss or damage by which is covered by this Policy or would be covered by this Policy if such building, range of buildings or structure were insured under this Policy.
In any action, suit or other proceeding, the burden of proving that any fall or displacement is caused by fire as aforesaid shall be upon the Insured.
5.—This insurance does not cover—
(a) Loss or damage by theft during or after the occurrence of a fire.
(b) Loss or damage to property occasioned by its own fermentation, natural heating or spontaneous combustion (except as may be provided in accordance with Condition 7 f), or by its undergoing any heating or drying process.
(c) Loss or damage occasioned by or through or in consequence of
(1) The burning of property by order of any public authority.
(2) Subterranean Fire.
6.—This insurance does not cover any loss or damage which either in origin or extent is directly or indirectly, proximately or remotely, occasioned by or contributed to by any of the following occurrences, or which, either in origin or extent directly or indirectly, proximately or remotely, arises out of or in connection with any of such occurrences, namely:—
(1) Earthquake, volcanic eruption, typhoon, hurricane, tornado, cyclone, or other convulsion of nature or atmospheric disturbance.
(2) War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), mutiny, riot, civil commotion, insurrection, rebellion, revolution, conspiracy, military or usurped power, martial law or state of siege, or any of the events or causes which determine the proclamation or maintenance of martial law or state of siege.
Any loss or damage happening during the existence of abnormal conditions (whether physical or otherwise), directly or indirectly, proximately or remotely, occasioned by or contributed to by or arising out of or in connection with any of the said occurrences shall be deemed to be loss or damage which is not covered by this insurance, except to the extent that the Insured shall prove that such loss or damage happened independently of the existence of such abnormal conditions.
In any action, suit or other proceeding, where the Society alleges that by reason of the provisions of this condition any loss or damage is not covered by this insurance, the burden of proving that such loss or damage is covered shall be upon the Insured.
7.—Unless otherwise expressly stated in the Policy this insurance does not cover—
(a) Goods held in trust or on commission.
(b) Bullion or unset precious stones.
(c) Any curiosity or work of art for an amount exceeding £20.
(d) Manuscripts, plans, drawings, or designs, patterns, models or moulds.
(e) Securities, obligations, or documents of any kind, stamps, coined or paper money, cheques, books of account or other business books.
(f) Coal, against loss or damage occasioned by its own spontaneous combustion.
(g) ⟦illegible⟧
(h) Any loss or damage occasioned by or through or in consequence of explosion; but loss or damage by explosion of gas used for illuminating or domestic purposes in a building in which gas is not generated and which does not form part of any gas works, will be deemed to be loss by fire within the meaning of this Policy.
(i) Any loss or damage occasioned by or through or in consequence of the burning, whether accidental or otherwise, of forests, bush, prairie, pampas or jungle, and the clearing of lands by fire.
8.—Under any of the following circumstances the insurance ceases to attach as regards the property affected unless the Insured, before the occurrence of any loss or damage, obtains the sanction of the society signified by endorsement upon the Policy, by or on behalf of the Society.
(a) If the trade or manufacture carried on be altered, or if the nature of the occupation of or other circumstances affecting the building insured or containing the insured property be changed in such a way as to increase the risk of loss or damage by fire.
(b) If the building insured or containing the insured property become unoccupied and so remain for a period of more than 30 days.
(c) If the property insured be removed to any building or place other than that in which it is herein stated to be insured.
(d) If the interest in the property insured pass from the Insured otherwise than by will or operation of law.
9.—This insurance does not cover any loss or damage to property which, at the time of the happening of such loss or damage, is insured by or would, but for the existence of this Policy, be insured by any Marine Policy or Policies except in respect of any excess beyond the amount which would have been payable under the Marine Policy or Policies had this insurance not been effected.
10.—This insurance may be terminated at any time at the request of the Insured, in which case the Society will retain the customary short period rate for the time the Policy has been in force. This insurance may also at any time be terminated at the option of the Society, on notice to that effect being given to the Insured, in which case the Society shall be liable to repay on demand a ratable proportion of the premium for the unexpired term from the date of the cancellation.
11.—On the happening of any loss or damage the Insured shall forthwith give notice thereof to the Society, and shall within 15 days after the loss or damage, or such further time as the Society may in writing allow in that behalf, deliver to the Society
(a) a claim in writing for the loss and damage containing as particular an account as may be reasonably practicable of all the several articles or items of property damaged or destroyed, and of the amount of the loss or damage thereto respectively, having regard to their value at the time of the loss or damage, not including profit of any kind.
(b) particulars of all other insurances, if any.
The Insured shall also at all times at his own expense produce, procure and give to the Society all such further particulars, plans, specifications, books, vouchers, invoices, duplicates or copies thereof, documents, proofs and information with respect to the claim and the origin and cause of the fire and the circumstances under which the loss or damage occurred, and any matter touching the liability or the amount of the liability of the Society as may be reasonably required by or on behalf of the Society together with a declaration on oath or in other legal form of the truth of the claim and of any matters connected therewith.
No claim under this Policy shall be payable unless the terms of this condition have been complied with.
12.—On the happening of any loss or damage to any of the property insured by this Policy, the Society may
(a) enter and take and keep possession of the building or premises where the loss or damage occurred.
(b) take possession of or require to be delivered to it any property of the Insured in the building or on the premises at the time of the loss or damage.
(c) keep possession of any such property and examine, sort, arrange, remove, or otherwise deal with it.
(d) sell any such property or dispose of the same for account of whom it may concern.
The powers conferred by this Condition shall be exercisable by the Society at any time until notice in writing is given by the Insured that he makes no claim under the Policy or, if any claim is made, until such claim is finally determined or withdrawn, and the Society shall not by any act done in the exercise or purported exercise of its powers hereunder, incur any liability to the Insured or diminish its right to rely upon any of the conditions of this Policy in answer to any claim.
If the Insured or any person on his behalf shall not comply with the requirements of the Society or shall hinder or obstruct the Society in the exercise of its powers hereunder, all benefit under this Policy shall be forfeited.
The Insured shall not in any case be entitled to abandon any property to the Society whether taken possession of by the Society or not.
13.—If the claim be in any respect fraudulent, or if any false declaration be made or used in support thereof, or if any fraudulent means or devices are used by the Insured or any one acting on his behalf to obtain any benefit under this Policy; or, if the loss or damage be occasioned by the wilful act, or with the connivance of the Insured; or, if the claim be made and rejected and an action or suit be not commenced within three months after such rejection, or (in case of an arbitration taking place in pursuance of the 18th condition of this Policy) within three months after the arbitrator or arbitrators or umpire shall have made their award, all benefit under this Policy shall be forfeited.
14.—The Society may at its option reinstate or replace the property damaged or destroyed, or any part thereof, instead of paying the amount of the loss or damage, or may join with any other Society or Insurers in so doing, but the Society shall not be bound to reinstate exactly or completely, but only as circumstances permit and in reasonably sufficient manner, and in no case shall the Society be bound to expend more in reinstatement than it would have cost to reinstate such property as it was at the time of the occurrence of such loss or damage, nor more than the sum insured by the Society thereon.
If the Society so elect to reinstate or replace any property the Insured shall, at his own expense, furnish the Society with such plans, specifications, measurements, quantities, and such other particulars as the Society may require, and the Society shall not be deemed to have elected to reinstate until such plans, specifications, measurements and quantities have been furnished.
If in any case the Society shall be unable to reinstate or replace the property hereby insured, because of any municipal or other regulations in force affecting the alignment of streets, or the construction of buildings, or otherwise, the Society shall, in every such case, only be liable to pay such sum as would be requisite to reinstate or repair such property if the same could lawfully be reinstated to its former condition.
15.—The Insured shall, at the expense of the Society, do, and concur in doing, and permit to be done, all such acts and things as may be necessary or reasonably required by the Society for the purpose of enforcing any rights and remedies, or of obtaining relief or indemnity from other parties to which the Society shall be or would become entitled or subrogated, upon its paying for or making good any loss or damage under this Policy, whether such acts and things shall be or become necessary or required before or after his indemnification by the Society.
16.—If at the time of any loss or damage happening to any property hereby insured, there be any other subsisting insurance or insurances, whether effected by the Insured or by any other person or persons, covering the same property, the Society shall not be liable to pay or contribute more than its ratable proportion of such loss or damage.
17.—If the property hereby insured shall, at the breaking out of any fire, be collectively of greater value than the sum insured thereon, then the Insured shall be considered as being his own insurer for the difference, and shall bear a ratable proportion of the loss accordingly. Every item, if more than one, of the Policy shall be separately subject to this condition.
18.—If any difference arises as to the amount of any loss or damage such difference shall independently of all other questions be referred to the decision of an arbitrator, to be appointed in writing by the parties in difference, or, if they cannot agree upon a single arbitrator, to the decision of two disinterested persons as arbitrators, of whom one shall be appointed in writing by each of the parties within two calendar months after having been required so to do in writing by the other party. In case either party shall refuse or fail to appoint an arbitrator within two calendar months after receipt of notice in writing requiring an appointment, the other party shall be at liberty to appoint a sole arbitrator; and in case of disagreement between the arbitrators, the difference shall be referred to the decision of an umpire who shall have been appointed by them in writing before entering on the reference and who shall sit with the arbitrators and preside at their meetings. The death of any party shall not revoke or affect the authority or powers of the arbitrator, arbitrators or umpire respectively; and in the event of the death of an arbitrator or umpire, another shall in each case be appointed in his stead by the party or arbitrators (as the case may be) by whom the arbitrator or umpire so dying was appointed. The costs of the reference and of the award shall be in the discretion of the arbitrator, arbitrators or umpire making the award. And it is hereby expressly stipulated and declared that it shall be a condition precedent to any right of action or suit upon this Policy that the award by such arbitrator, arbitrators or umpire of the amount of the loss or damage disputed shall be first obtained.
19.—In no case whatever shall the Society be liable for any loss or damage after the expiration of twelve months from the happening of the loss or damage unless the claim is the subject of pending action or arbitration.
20.—Every notice and other communication to the Society required by these Conditions must be written or printed.
Page 189
F. F. POLICY.
Agy. No. 2778
Stamp 190 fils
Legal and General
ESTD. 1836
Assurance Society
LIMITED.
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED
⟦Revenue Stamp Left⟧
⟦Revenue Stamp Right⟧
Subscribed Capital - £1,000,000. Paid-up Capital - £250,000.
Chief Administration: ALDWYCH HOUSE, ALDWYCH, LONDON, W.C.2.
Policy No.: F.F. 110124
(5):
First Premium: ID.56/250
Period of Insurance: from: June 30/1947
to: June 30/1948
Sum Insured: ID.7500/-
Renewable at:
Renewal Premium: ID.56/250
This Policy of Insurance Witnesseth that in consideration of
The Jewish Lay Council, Baghdad
(hereinafter called the Insured) paying to the Legal & General Assurance Society Limited OF LONDON (hereinafter called the Society)
the First Premium above mentioned on the margin for insuring against Destruction or Damage by FIRE and/or LIGHTNING as hereinafter mentioned the
Property hereinafter described in the sum following namely :—
IRAQ DINARS SEVEN THOUSAND FIVE HUNDRED ONLY
On the buildings (excluding plinths, foundations and pavements) belonging to the Insured
and being built of bricks and reinforced cement with roofs of bricks on steel joists,
situate at Taht El Takya, Baghdad, namely:
1. On the building (including the electrical installations and fittings therein) consisting
of a basement bearing No.154/113 and the upper storey thereof bearing No.154A/113 and
two shops bearing Nos.154B/113 & 154B/113 respectively ⟦line⟧ ID.3000/-
2. On the buildings(including electrical installations and fittings therein) consisting of
a basement bearing No.152B/113 and the upper storey thereof bearing Nos.152/113 &
152B/113 occupied as Offices of the Jewish Lay Council and Commercial Offices respectively
and one shop bearing No.152A/113 ⟦line⟧ ID.4500/-
the said premises being occupied as Offices and/or warehouses and/or retail shops ⟦line⟧
Retail sales, lighting and heating by coal, kerosene oil, and electricity allowed ⟦line⟧
Storage of hazardous goods allowed in the above mentioned premises but warranted that no
cotton be stored, excepting that the storage of not more than four fully pressed bales of
cotton is allowed ⟦line⟧
Subject to Electrical Clause attached ⟦line⟧
Notwithstanding any provision of law to the contrary or any provisions hereof the Society
shall in no event be liable for more than the value of the property insured hereby at the
time of any loss or damage happening thereto ⟦line⟧
THIS POLICY REPLACES AND CANCELS INTERIM COVER NOTES NOS.601 & 602.
The Society agrees (subject to the Conditions contained herein or endorsed or otherwise expressed hereon which Conditions shall so far as the nature of
them respectively will permit be deemed to be Conditions precedent to the right of the Insured to recover hereunder) that if after payment of the premium the
Property insured above described, or any part of such Property, be destroyed or damaged by Fire and/or Lightning at any time before 4 o'clock in the afternoon of the last
day of the period of insurance above mentioned on the margin or of any subsequent period in respect of which the Insured shall have paid and the Society
shall have accepted the premium required for the renewal of this Policy, the Society will pay to the Insured the value of the property at the time of the
happening of its destruction or the amount of such damage or at its option reinstate or replace such property or any part thereof
Provided that the liability of the Society shall in no case exceed in respect of each item the sum set opposite thereto to be insured hereby or such other
sum or sums as may be substituted therefor by memorandum hereon or attached hereto, signed by or on behalf of the Society.
In Witness thereof we have hereunto subscribed our names this NINTH day of SEPTEMBER
One Thousand Nine Hundred and Forty Seven
P. P. ⟦illegible⟧
⟦Signature⟧
Exd.
F.F. 25a. C. & E. L. 5,000. 3/42. Printed in England.
⟦Revenue Stamp⟧
Page 190
Legal & General
Assurance Society Ltd.
ESTABLISHED 1836
CHIEF ADMINISTRATION :
ALDWYCH HOUSE, ALDWYCH,
LONDON, W.C.2.
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED
FIRE POLICY
No.: 110124
Name: Jewish Lay Council
Sum Insured: ID. 7500/-
Payable:
The Insured should, for his own protection,
examine the Policy, in order to verify the
correctness of the description of the Property
insured.
LEGAL AND GENERAL ASSURANCE
SOCIETY LIMITED
Paragraph relating to electricity returned in the attached policy
This Society is expressly declared to be free
from liability for loss of or damage to any elect-
rical machine, apparatus, fixture or fitting (in-
cluding electric fans, electric household or
domestic appliances, wireless sets and radios) or
to any portion of the electrical installation, aris-
ing from or occasioned by overrunning, excessive
pressure, short circuiting, arcing, self heating, or
leakage of electricity, from whatever cause
(lightning included); provided that this exemp-
tion shall apply only to the particular electrical
machine, apparatus, fixture, fitting or portion of
the electrical installation so affected and not to
other machines, apparatus, fixtures, fittings or
portions of the electrical installation which may
be destroyed or damaged by fire so set up.
It is hereby declared that the company shall not be liable for any loss or damage
occurring to any electrical machine, apparatus, fixtures or fittings
(including electric fans, electric household items,
wireless devices and radios) or any part of the electrical installation
due to or as a result of the following incidents whatever their origin (including
lightning): overrunning or electrical pressure, short circuiting in the electrical
cycle, sparking, self-ignition and electrical
leakage. However, this exception only applies to that electrical
machine, specific apparatus, device, or fixtures,
or any part of the electrical installation that was directly affected
only. As for other machines, devices, equipment, fixtures or parts
of the electrical installation that are destroyed or damaged as a result of that fire,
the aforementioned exception does not include them.
This Society is expressly declared to be free
from liability for loss of or damage to heating and
cooking stoves caused directly by their own heat
and/or flames.
It is hereby declared that the company shall not be liable for any loss or damage
occurring to heating and cooking stoves directly from their own heat and/or flames.
Page 191
Baghdad Agency.
Renewal No. 3470
Portfolio
General Councils Committee
The South British Insurance Company, Limited.
AUTHORISED CAPITAL £ 2,000,000
SUBSCRIBED & PAID-UP CAPITAL £ 1,031,640.
BOMBAY BRANCH : CANADA BUILDING, HORNBY ROAD, FORT,
THE SOUTH BRITISH INSURANCE CO. LTD.
10 SEP 1948
BAGHDAD
Baghdad,: 10th September 1948.
Sum Insured: ID .750/-
Premium: ID .4/500
Certified to
The President of the Jewish Committee, Baghdad.
that the Renewal of Policy No. 42/14292 has been effected from the Fourteenth
day of September 19 48 to the Fourteenth day of September
19 49 at 4 p.m. (Standard Time.)
This Renewal is subject to such Tariff Rates and Regulations as may be in force at the date from which the policy is renewed.
* If any Stove, Steam-Engine, Furnace or other Implement for producing heat has been erected on the premises, if they are unoccupied or if the nature of the risk be in any other respect changed, it is necessary (for your security) that the circumstance should at the time be made known, in writing to the Company's Manager or Agent.
for The South British Insurance Co. Ltd.
H.D. Shohet & E. ⟦illegible⟧ Ltd.
CHIEF AGENT Agent.
Form No. 340.
Page 193
SOUTH
BRITISH
INSURANCE COMPANY LIMITED
Ren Typewriter 40/-
One persian carpet 30/-
2 per. Carpets 180/-
2 Iron Safes 70/-
⟦line⟧
320
Samah Khadouri
Agha Al-Sayyid Salim Ka'b
To adjust the security accordingly
⟦signature⟧
9/10
-plant, Fittings & Fixtures, Furniture Office on
ding carpets, while contained &/or in use in a
building of Office of the Jewish reshibant,
situate at Taht-al-Tioh Quarter, Baghdad.
Page 195
By virtue of this contract, Mr. Eliyahu Hayyim Tawfiq, President of the Jewish Lay Council
in Baghdad, in addition to the Jewish Community Fund in Baghdad (hereinafter referred to as the Lessor),
has leased to Musa Ahmed Al-Rawi (hereinafter referred to as the Lessee) the Khan numbered 158-158a located
in the Shorja Market with its affiliated shops, belonging to the properties of the aforementioned Jewish community, for a period of
two full years starting from April 1, 1945 (forty-five) to the end of ⟦March 31⟧, 1947 (forty-seven)
for a rental amount of nine hundred dinars (four hundred and fifty dinars per year). Of this, the
Lessee paid (three hundred dinars) in cash, and the Lessor took five promissory notes dated April 1, 1945,
signed by Musa Ahmed Al-Rawi to the order of the Jewish Lay Council in Baghdad, as follows:
Dinar
Promissory note due August 1, 1945 | 120
Promissory note due December 1, 1945 | 120
Promissory note due April 1, 1946 | 120
Promissory note due August 1, 1946 | 120
Promissory note due December 1, 1946 | 120
⟦line⟧ | 600
Amount received in cash | 300
⟦line⟧ | ⟦line⟧
Total consideration | 900
⟦line⟧ | ⟦line⟧
It is stipulated that the Lessee shall not store hazardous materials such as explosives and inflammables and the like,
nor store heavy materials on the upper floor, and shall use the Khan for commercial purposes only. As for the
property tax, the Community Fund is responsible for paying it, while others such as water, security, and electricity fees are
the responsibility of the Lessee.
The Lessee has the right of residence and occupancy in the leased property, but may not sublease the Khan without written consent from the Lessor.
At the end of the lease term, the Lessee is obligated to vacate the leased property and hand it over to the Lessor free of occupants.
If he is delayed in doing so, he shall be obligated to pay a daily rent of two dinars for the period of delay without the need
for a formal notice.
This contract was drafted in two copies and exchanged between the contracting parties according to due process.
Baghdad, April 1, 1945
The Lessee
The Lessor
⟦Three revenue stamps with portraits⟧
⟦Handwritten signature across stamps⟧
Page 196
FOREIGN FIRE.
No. 91687 'Iraq Agency.
Guardian Assurance Company Limited.
(INCORPORATED IN ENGLAND).
Head Office:—68, King William Street, London, E.C.4.
Received the Seventeenth day of March 19 47.
of Messrs. The Jewish Lay Council.
the sum of ID. 18/750. being for Twelve Months' Premium on
Blg.khan No. insured in this Company by Policy No. 7676189.
158/158, Shorja, .
which is hereby renewed from 5th March 19 47 to 5th March 19 48.
Sum Insured:- ID. 1500/-.
Iraq
Finance
40 Fils
40 FILS
THE IRAQ INSURANCE OFFICE LTD. Agent.
⟦illegible⟧
⟦illegible⟧
-8/42.
Page 197
The Iraq Insurance Office Ltd. Company
(Established in Iraq)
The Iraq Insurance Office Ltd.
( INCORPORATED IN IRAQ )
Directors :-
PHONE NO. 7807
EZRA E. ANI (Chairman)
HEAD OFFICE : 111-9 MUSTANSIR STREET
E. D. H. HAIM
Baghdad ⟦Baghdad⟧ 1947
Y. Y. NOONOO
(POST BOX NO. 129)
S. D. TAWFIK
N. I. AMBER
To: The Jewish Lay Council
To: The Jewish Lay Council
Dear Sir(s),
We inform you that the insurance policy numbered
We have to inform you that
your fire Policy No. 7676189
for the Guardian Assurance Company Limited
with the GUARDIAN ASSURANCE Co.
for the sum of 15,000 Dinars for insurance on
Ltd. for the sum of I.D. 15000/-
the building of Khan No. 158 with four shops 158
covering Bg. Khan No. 158/158,
falls due in Shorja on 5/3/47
4 shops, Shorya
expires on the 5th March 1947
The insurance premium for its renewal for a period of twelve months
The premium for renewal for 12
is the sum of 18/750 Dinars, so please provide us with your instructions
months will be I.D. 18/750 and we
regarding that.
shall be glad to receive your instructions.
Please accept our highest respect.
Yours faithfully,
For THE IRAQ INSURANCE OFFICE LTD.
⟦signature⟧
1 - It is necessary that you inform us of any change that
NOTE :- If the nature of the risk be in any respect changed,
it is necessary for your security that the circumstances
occurs in the type of risk to your insured property.
are made known to this office.
2 - Please estimate the current value of your property because the insurance
Please estimate the present value of the property to be
insured as the insurance Company takes no
company is not responsible in this regard.
responsibility in the matter.
Page 198
Under this contract, Mr. Eliyahu Hayyim Tawfiq, President of the Jewish Lay Council in
Baghdad, in addition to the Fund of the Jewish Community in Baghdad (hereinafter referred to as the Lessor),
has leased to Mousa Ahmed Al-Rawi (hereinafter referred to as the Lessee) the Khan numbered 158 - 158a located
in Souq al-Shorja, with the shops belonging to it, which are part of the properties of the aforementioned Jewish community,
for a period of two full years starting from the first of April of the year 943 (forty-three) until the end of March
of the year 1945 (forty-five) for a rental amount of five hundred and sixty dinars (two hundred and eighty
dinars for each year), of which the Lessee paid one hundred and sixty dinars in cash, and the Lessor took from him for the remainder five
promissory notes dated April 1, 943, signed by Mousa Ahmed Al-Rawi to the order of the Jewish Lay Council
in Baghdad as follows:-
Dinar |
80 | Promissory note due August 1, 1943
80 | Promissory note due December 1, 943
80 ⟦/⟧ | Promissory note due April 1, 1944
80 | Promissory note due August 1, 1944
80 | Promissory note due December 1, 1944
⟦line⟧ | ⟦line⟧
400 |
160 | Amount received in cash
⟦line⟧ | ⟦line⟧
560 | Total consideration
⟦line⟧ | ⟦line⟧
It has been stipulated that the Lessee shall not store hazardous materials such as explosives, inflammables, and the like,
and shall not store heavy materials on the upper floor, and shall use the Khan for commercial trade only.
As for the property tax, the Community Fund is responsible for paying it, and any other fees are the responsibility of the Lessee.
And I, Mousa Ahmed Al-Rawi, have leased the aforementioned Khan as described above and have received it
and I pledged to hand it back to the Lessor upon the due date.
This contract was drawn up in two copies and exchanged between the parties in due form.
Baghdad, April 9, 943
Lessee
Lessor
Iraq
Finance
Iraq
Dinar 1 Dinar
943/4/9
Iraq
Finance
Iraq
Fils 100 Fils
943/4/9
⟦illegible⟧
JEWISH LAY COUNCIL
Page 199
True Copy
IRAQ REVENUE 10 FILS
The Republic of Iraq 20 Fils
The Republic of Iraq 20 Fils
Sequence Number
Doors Number
The contract has been concluded between the President of the Lay Council of the Jewish Community in Baghdad, Mr. Eliyahu Hayim
Tawfiq, in addition to the treasury of the Jewish Community in Baghdad, hereinafter referred to as the Lessor,
and the Managing Director of the Euphrates Industry and Trade Company Ltd., Mr. Shukri al-Tawil, in addition to the
mentioned company, hereinafter referred to as the Lessee, on the following -
First - The Lessor has leased to the Lessee, and the latter has leased from the Lessor after viewing and inspection, the Khan
(The commercial premises) located in the Qanbar Ali neighborhood No. ⟦...⟧ adjacent to Khan al-Shabandar with
the ground warehouse (the basement) belonging to the mentioned Khan, excluding the two shops overlooking the road, for a period of three
years starting from March 24, 1947, until the end of March 23, 1950,
for a rental fee of (2250/-) two thousand two hundred and fifty Dinars for the entire mentioned three years.
Second - The Lessor has received the rental fee as follows -
1250/- One thousand two hundred and fifty Dinars by a check on the Iranian Bank
No. 941346 dated 1/22/1947
1000/- One thousand Dinars by a check on the Iranian Bank
No. A000328 dated March 24, 1947
2250/- Dinars
Third - The Lessee has the right to occupy the leased premises for his commercial purposes and has the right to lease the entire mentioned
premises or a part of it to whomever he wishes without having to notify the Lessor or obtain his written consent,
provided that it is occupied by the new lessee as a commercial premises as well. At the end of the lease term, the Lessee must
vacate the leased premises and hand it over to the Lessor free of occupants and in full as he received it with all its contents of doors,
windows, window glass, electrical installations, etc. He must repair and restore all damages that occur
during the lease term in the leased premises. If he delays in handing over the premises free of occupants at the end of the term,
the Lessee must pay for the period of delay a daily rental fee of five Dinars without the need for a formal notice.
Fourth - The Lessee is not allowed to make any change or demolition in the leased premises, such as erecting a barrier or demolishing a barrier
or a wall, before obtaining written consent from the Lessor.
Fifth - Property tax on the leased premises shall be the responsibility of the Lessor, while the water, electricity, and security fees are
the responsibility of the Lessee, and he is obliged to pay them regularly.
Written in two copies, with each party having one copy, in Baghdad.
Sixth - Furthermore, the Lessor is not allowed to construct an upper floor or an additional building in the leased premises without the
written consent of the Lessee.
The Lessee | The Lessor
Mr. Shukri al-Tawil, Managing Director | Mr. Eliyahu Hayim Tawfiq, President of the Lay Council
of the Euphrates Industry and Trade Company Ltd. | of the Jewish Community in Baghdad
Page 200
Daman Laundries and Al-Manara Contracting
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