AI en Translation, Pages 26-50
Page 28
THE CONDITIONS ABOVE REFERRED TO ARE:—
1. Notice shall be given in writing to the Company immediately upon the occurrence of any accident or loss or damage or in the event of any claim. Every letter claim writ summons and/or process shall be forwarded to the Company immediately on receipt by the Insured. Notice shall also be given in writing to the Company immediately the Insured shall have knowledge of any impending prosecution in respect of any occurence which may give rise to a claim under this Policy. In case of theft or other criminal act which may be the subject of a claim under this Policy the Insured shall give immediate notice to the Police and co-operate with the Company in securing the conviction of the offender.
2. No admission offer promise or payment shall be made by the Insured without the written consent of the Company which shall be entitled if it so desires to take over and conduct in the name of the Insured the defence or settlement of any claim or to prosecute in his name for its own benefit any claim for indemnity or damages or otherwise against any third party and shall have full discretion in the conduct of any proceedings or in the settlement of any claim and the Insured shall give all such information and assistance as the Company may require.
3. In the event of loss of or damage to any Motor Car described in the Schedule hereto the Company may at its own option repair reinstate or replace such Motor Car or part thereof and/or its accessories and spare parts or pay in cash the amount of the loss or damage and the liability of the Company shall not exceed the actual value of the parts damaged or lost plus the reasonable cost of fitting and in no case exceed the Insured's estimate of the value of such Motor Car (including Accessories thereon) as specified in the Schedule hereto or the value of such Motor Car (including Accessories thereon) at the time of the loss or damage whichever is the less.
4. The Insured shall take all reasonable steps to safeguard from loss or damage and to maintain in efficient condition any Motor Car described in the Schedule hereto and the Company shall have at all times free and full access to examine such Motor Car or any part thereof or any driver or employee of the Insured. In the event of an accident or breakdown such Motor Car shall not be left unattended without proper precautions being taken to prevent further damage or loss and if such Motor Car be driven before the necessary repairs are effected any extension of the damage or further accident arising shall be entirely at the Insured's own risk.
5. The Company may cancel this Policy by sending seven days' notice by registered letter to the Insured at his last known address and in such event will return to the Insured the premium less the pro rata portion thereof for the period the Policy has been in force or the Policy may be cancelled at any time by the Insured on seven days' notice (provided no claim has arisen during the then current period of insurance) and the Insured shall be entitled to a return of the premium less premium at the Company's Short Period rates for the time the Policy has been in force.
6. If at the time any claim arises under this Policy there is any other existing Insurance covering the same loss damage or liability the Company shall not be liable to pay or to contribute more than its rateable proportion of any loss damage compensation costs or expense. Provided always that nothing in this condition shall impose on the Company any liability from which but for this condition it would have been relieved under the provisions of Proviso (1) of Clause 3 of this Policy.
7. All differences arising out of this Policy shall be referred to the decision of an Arbitrator to be appointed in writing by the parties in difference or if they cannot agree upon a single Arbitrator to the decision of two Arbitrators one to be appointed by each of the parties in writing or in the case of disagreement of an Umpire appointed by the Arbitrators in writing before entering upon the Reference. The costs of the Reference and of the Award shall be in the discretion of the Arbitrator Arbitrators or Umpire making the Award whose award shall be a condition precedent to any liability of the Company or any right of action against the Company in respect of any claim. If the Company shall disclaim liability to the Insured for any claim hereunder and such claim shall not within twelve calender months from the date of such disclaim have been referred to arbitration under the provisions herein contained then the claim shall for all purposes be deemed to have been abandoned and shall not thereafter be recoverable hereunder.
THE SCHEDULE.
Policy No.: M 178352
Premium: ID.12.875
Period of Insurance—From noon on the: Nineteenth day of March 19 42
to noon on the: Nineteenth day of March 19 43
The Insured: S.E.Sassoon Khedoury.
Address: Baghdad.
Occupation or Profession: President, Jewish Community.
Geographical Area referred to in Proviso (a): Iraq and an area in Iran within 100 miles of the Iraq-Iran Frontier.
Registered Letters and Nos. | Make of Car. | Horse Power. | Type of Body | Year of Manufacture | Seating Capacity including Driver | Insured's estimate of Value including accessories thereon.
Registered No.BD 1889 | Oldsmobile | 28.4 | Saloon | 1937 | 5 | ID.350/- (Iraq Dinars three hundred & fifty)
Limit of amount of the Company's liability under Clause 4 of the Policy: Unlimited
Limit of amount of the Company's liability under Clause 5 of the Policy: ID.10.000/-
Maximum amount for which the Insured is permitted to authorise repairs under Clause 9(a): ID.10/-
Limit of amount of the Company's liability for Medical Expenses under Clause 11: ID.20/-
In Witness whereof, we being the authorised Agents of the said Company, have hereunto set our hands this Nineteenth day of March in the year One Thousand Nine Hundred and Forty-Two.
Per Pro the Alliance Assurance Co., Ltd.,
For Ezra M. Hakkak & Sons Ltd.,
⟦illegible signature⟧
Director,
Examined.....⟦signature⟧
Page 29
1824
MULTI SOCIETATE TUTIORES
ALLIANCE ASSURANCE COMPANY,
LIMITED.
(INCORPORATED IN ENGLAND.)
HEAD OFFICE: BARTHOLOMEW LANE, LONDON, E.C. 2.
DIRECTORS.
LIONEL N. DE ROTHSCHILD, O.B.E., Chairman.
THE HON. ALEXANDER BARING. EDWARD RALPHE DOURO HOARE.
CHARLES EDWARD BARNETT. R. M. HOLLAND-MARTIN, C.B.
THE VISCOUNT BEARSTED, M.C. COL. WILFORD N. LLOYD, C.B., C.V.O
FREDERICK CAVENDISH BENTINCK. SIR CHRISTOPHER T. NEEDHAM.
D. G. M. BERNARD. G. W. B. PORTMAN.
ALFRED FOWELL BUXTON. THE EARL OF ROSEBERY, D.S.O., M.C.
JOHN CATOR. WILLIAM HEARD SHELFORD.
MAJOR GERALD M. A. ELLIS. ARTHUR JAMES STEWART TODD.
FREDERICK CRAUFURD GOODENOUGH. HENRY ALEXANDER TROTTER.
THE MARQUESS OF HARTINGTON, M.P. RICHARD DURANT TROTTER.
A. LEVINE, General Manager.
Agency.: Iraq
Baghdad,: 19th March 1942 <del>193x</del>
ACCIDENT Department.
The company shall in no case be bound under | Notwithstanding any provision of
Articles 1, 2, 3, 9, and 11 of this policy for more than | law to the contrary or any
the value of the insured property at the time of the occurrence of loss or | provisions hereof the Company shall
damage, even if there is a legal provision to the contrary | in no event be liable under clauses
or despite any of the conditions of this policy .... | 1,2,3,9 and 11 of this policy
| for more than the value of the
| property insured hereby at the time
| of any loss or damage happening
| thereto. ⟦line⟧
On behalf of Alliance Assurance Company Limited
For Ezra M. Hakkak & Sons Company Limited
⟦signature⟧
The Manager
⟦illegible⟧
⟦illegible⟧
Page 30
Baghdad Agency.
Renewal No. 42/1615
The South British Insurance Company, Limited
AUTHORISED CAPITAL £ 2,000,000.
THE SOUTH BRITISH INSURANCE COMPANY LIMITED INCORPORATED IN NEW ZEALAND
SUBSCRIBED & PAID UP CAPITAL £ 1,031,640.
BOMBAY BRANCH: CANADA BUILDING, HORNBY ROAD, FORT.
Baghdad, 12th September 1941..
Sum Insured: ID 300/---
Premium: Fils 750
Certified to: The President of the Jewish Community, Baghdad.
that the Renewal of Policy No. 42/ 12030 has been effected from the Fourteenth
day of September 19 41 to the Fourteenth day of September
19 42. at 4 p.m. (Standard Time.)
This Renewal is subject to such Tariff Rates
and Regulations as may be in force at the date from
which the policy is renewed.
⟦illegible signature⟧
Agent.
* If any Stove, Steam-Engine, Furnace or other Implement for producing heat has been erected on the
** premises, if they are unoccupied or if the nature of the risk be in any other respect changed, it is
necessary (for your security) that the circumstance should at the time be made known, in writing, to the
Company's Manager or Agent.
IRAQ POSTAGE & REVENUE
10 FILS
Kingdom of Iraq
10 Fils
12 SEP 1941
SOUTH BRITISH INSURANCE CO. LTD. BAGHDAD
Page 34
⟦illegible⟧ preventing it or increasing the damage or loss, and if that car is driven before the necessary repairs are made, any expansion occurring in the damage shall be deemed as not imposing any liability on the company from which the company is exempt according to paragraph (1) of item eight of
⟦illegible⟧ or any other purpose arising at its home on the insured's own responsibility alone. This instrument were it not for this condition.
5 - The company may cancel this instrument by sending a notice of seven days by registered mail to the insured at his last known address. 7 - All disputes arising from this instrument shall be referred for decision by an arbitrator appointed in writing by the disputing parties, or if they are unable to
And the company in this case returns to the insured the insurance premium after deducting a proportional part of it for the period during which the instrument was effective. Agreeing on one arbitrator, it shall be decided by two arbitrators, each party appointing one of them in writing, or in case of disagreement, by
Or the instrument may be cancelled at any time by the insured under a notice of seven days (provided that no claim has arisen a decider between them by the two arbitrators in writing before starting the referral. The costs of the referral and the decision shall be the opinion of the arbitrator or arbitrators or the decider who
During the period current then of the insurance) and the insured shall be entitled to a refund of the insurance premium after deducting the premium according to the rates of issues the decision. And that decision shall be a condition precedent to any liability of the company or any right in a lawsuit against the company regarding any request. And if
The company for short-term insurance for the period during which the instrument was effective. The company refused to bear responsibility towards the insured for any claim according to this instrument and that claim was not referred to arbitration within twelve
6 - If there exists at the time of the occurrence of any claim under this instrument any other insurance covering the same loss, damage, or liability, the company shall not be calendar months from the date of the mentioned refusal according to the conditions listed in this instrument, then the claim shall be considered in all respects
Responsible for paying or contributing more than its proportional share according to the price of any loss, damage, compensations, costs, or expenses. as being abandoned and shall not thereafter be recoverable under this instrument.
In case of discrepancy between the Arabic and English texts in this policy, the English text shall prevail.
The Schedule
Instrument Number: 10897
Insurance Premium: 10/500 Dinars
From noon today: the twenty-eighth of January 1941
Until noon today: the twenty-eighth of January 1942
The Insured: His Eminence Rabbi Sassoon Khadduri - Baghdad
Address: Baghdad
Profession or Craft: Head of the Jewish Community
Geographical area mentioned in paragraph (a): Kingdom of Iraq only
Descriptions of the cars
Registration number and numbers | Manufacturer of the car | Horsepower | Body type | Year of manufacture | Number of seats including driver's seat | Insured's estimate of value including accessories on the car
B 1889 | Oldsmobile | 8.4 | Saloon | 1937 | Five | 150/- Dinars
Limits of the amount of the company's liability according to item four of the instrument: Unlimited
Limits of the amount of the company's liability according to item five of the instrument: 1000/- Dinars
The maximum limit for the amount allowed for the insured to authorize the execution of repairs according to item 9 (a): 10/- Dinars
Limits of the amount of the company's liability for medical treatment expenses according to item (11): 10/- Dinars
In witness whereof, we as the authorized agents of the mentioned company have signed our names below on this twenty-eighth day of January
Year nineteen hundred and forty-one
The company shall not in any case be liable for more
than the value of the insured property under this policy at the time
of the occurrence of the loss or damage, even if there is a legal text to the contrary
or despite any condition of this policy's conditions.
For A.C. Ghadamy Ltd. Company
(Insurance Department)
Manager
Page 36
FOREIGN FIRE.
No. 58309 Iraq Agency.
Guardian Assurance Company Limited.
(INCORPORATED IN ENGLAND.)
Head Office:—68, King William Street, London, E.C. 4.
Received the Nineteenth day of March 1941
of M The Jewish Lay Council
the sum of ID.18/750 being for twelve Months' Premium on building of Khan No.158/158
with 4 shops, Shorja Str.,
insured in this Company by Policy No. 7676189 which is hereby renewed from Baghdad.
5th March 1941 to 5th March, 1942.
Sum insured ID.1500/-.
⟦illegible⟧
19 MAR 1941
THE IRAQ INSURANCE OFFICE LTD.
THE IRAQ INSURANCE OFFICE LTD.
⟦signature⟧ Agent.
Managing Director General Manager
F. 21—8/31.
Page 37
BAGHDAD AGENCY.
No. 42/ 12030
The South British Insurance Company Limited.
AUTHORISED CAPITAL £ 2,000,000 BOMBAY BRANCH
SUBSCRIBED CAPITAL £ 1,031,640 HORNBY ROAD, FORT.
THE SOUTH BRITISH INSURANCE COMPANY LIMITED INCORPORATED IN NEW ZEALAND
Baghdad, 14th Septr. 19 40.
Received from The President of the Je⟦wi⟧sh Community, Baghdad.
the sum of ID 0.750 , being amount of Premium as noted below
for fire insurance to the extent of ID 300/⟦line⟧ under Policy
No. 42/12030 from 14th September 19 40 to 14th September 19 41
at 4 p. m., Standard Time.
Premium, Fils 750
D. SHORET
⟦signature⟧
Chief Agent.
Page 41
Guardian Assurance Company
Limited.
Subscribed Capital Paid up Capital
£ 2,059,971. £ 1,024,578.
Established 1821.
INCORPORATED IN ENGLAND.
No.: 7676188
Agency.: Iraq
From: 5th March, 1940.
To: 5th March, 1941.
SUM INSURED: ID.1000/-.
PREMIUM: ID.7/500
This Policy of Insurance Witnesseth THAT The Jewish Lay Council, Baghdad.
(hereinafter called the Insured), having paid to the Guardian Assurance Company Limited, of London (hereinafter called the Company), the Premium
stated above for insuring against Loss or Damage by Fire (as hereinafter mentioned), the property hereinafter described in the Sum or Sums following, namely:—
'IRAQ DINARS ONE THOUSAND ONLY. On the building of a Khan (excluding plinths, foundations and
pavements) the property of the Insured brick built with roofs of bricks and/or mud on chundals
bearing No.154/113 and situate at Taht El Takia Quarters, Baghdad. ID.1000/-.
Retail sales are allowed in the above mentioned premises.
Lighting and heating by coal, kerosene oil and electricity allowed.
Notwithstanding any provision of law to the
contrary or any provisions hereof the Company
shall in no event be liable for more than the value
of the property insured hereby at the time of any
loss or damage happening thereto.
Storage of hazardous goods allowed in the above
mentioned premises but warranted that no cotton
be stored, excepting that the storage of not more
than four fully pressed bales of cotton is allowed.
BAGHDAD
5 - MAR 1940
THE IRAQ ⟦illegible⟧
Kingdom of Iraq
THE IRAQ POSTS & TELEGRAPHS
5 FILS ٥ فلوس
The Company hereby agrees with the Insured (but subject to any Conditions hereinbefore contained, and to the Conditions endorsed, all which are to be taken as part of
this Policy) that if the Property above described, or any part thereof, shall be destroyed or damaged by fire, at any time between and including the Fifth
day of March 19 40, and Four o'Clock in the Afternoon of the Fifth day of March 19 41, or at any time
afterwards, so long as the Insured or his Representatives in Interest (provided that the Interest in this Policy be assigned by and with the consent of the Company or its authorized
Agent, but not otherwise) shall pay to the Company or its authorized Agent, and they shall accept the sum required for the renewal of this Policy, on or before the said
last-mentioned date, and on or before the expiration of any subsequent period for which this Policy shall be stated in the Renewal Receipt to be renewed, the Company
shall pay or make good all such loss or damage to an amount not exceeding in respect of the several matters above specified the sum set opposite thereto respectively, and not
exceeding in the whole the sum above mentioned as the sum Insured.
In Witness whereof, we being duly authorized hereunto for and on behalf of the Guardian Assurance Company Limited, have hereunto subscribed our Name,
this Fifth day of March One Thousand Nine Hundred and Forty , but hereby fully declaring we are
in no way responsible in person or estate under this Insurance, or for any Act done in consequence thereof.
THE IRAQ INSURANCE OFFICE LTD.
⟦signature⟧
For the Guardian Assurance Company Limited,
Managing Director Power of Attorney.
February, 1939.
U.A.
226.
The Insured should for his own protection examine the Policy in order to verify the correctness of the description of the Property Insured.
Page 42
Guardian
Assurance Company Limited,
LONDON.
ESTABLISHED 1821.
HEAD OFFICE:
68, KING WILLIAM STREET, LONDON, E.C. 4.
No.: 7676188
The Jewish Lay Council.
Sum Assured . .: ID. 1000/-.
Premium . . .: ID. 7/500.
Expires: 5th March, 1941.
Guardian Assurance Company Limited.
THE CONDITIONS UPON WHICH THIS POLICY IS GRANTED
⟦illegible⟧
⟦illegible⟧
Page 45
Guardian Assurance Company
Limited.
Subscribed Capital £ 2,059,971.
Paid up Capital £ 1,024,578.
Established 1821.
INCORPORATED IN ENGLAND.
No.: 7676189
Agency: 'Iraq
SUM INSURED: ID. 1500/-.-
PREMIUM: ID. 18/750.
From: 5th March, 1940.
To: 5th March, 1941.
This Policy of Insurance Witnesseth THAT The Jewish Lay Council, Baghdad.
(hereinafter called the Insured), having paid to the Guardian Assurance Company Limited, of London (hereinafter called the Company), the Premium stated above for insuring against Loss or Damage by Fire (as hereinafter mentioned), the property hereinafter described in the Sum or Sums following, namely :-
'IRAQ DINARS ONE THOUSAND & FIVE HUNDRED ONLY. On the following items:-
1. The building of Khan the property of the Insured brick built with roofs of bricks and/or
mud on chundals (but excluding plinths, foundations and pavements) bearing No.
158/158 and situate at Shorja Street, Baghdad. ... ... ID. 1000/-.-
2. The building of 4 (Four) shops adjoining and forming part of the above Khan ... " 500/-.-
⟦line⟧
1500/-.-
Retail sales are allowed in the above mentioned premises.
Lighting and heating by coal, kerosene oil and electricity allowed.
Notwithstanding any provision of law to the contrary or any provisions hereof the Company shall in no event be liable for more than the value of the property insured hereby at the time of any loss or damage happening thereto.
Storage of hazardous goods allowed in the above mentioned premises but warranted that no cotton be stored, excepting that the storage of not more than four fully pressed bales of cotton is allowed.
⟦Circular stamp: THE IRAQ INSURANCE OFFICE LTD.⟧
⟦Revenue stamp: IRAQ POSTAGE 10 FILS⟧
The Company hereby agrees with the Insured (but subject to any Conditions hereinbefore contained, and to the Conditions endorsed, all which are to be taken as part of this Policy) that if the Property above described, or any part thereof, shall be destroyed or damaged by fire, at any time between and including the Fifth day of March 19 40, and Four o'clock in the Afternoon of the Fifth day of March 1941, or at any time afterwards, so long as the Insured or his Representatives in Interest (provided that the Interest in this Policy be assigned by and with the consent of the Company or its authorized Agent, but not otherwise) shall pay to the Company or its authorized Agent, and they shall accept the sum required for the renewal of this Policy, on or before the said last-mentioned date, and on or before the expiration of any subsequent period for which this Policy shall be stated in the Renewal Receipt to be renewed, the Company shall pay or make good all such loss or damage to an amount not exceeding in respect of the several matters above specified the sum set opposite thereto respectively, and not exceeding in the whole the sum above mentioned as the sum Insured.
In Witness whereof, we being duly authorized hereunto for and on behalf of the Guardian Assurance Company Limited, have hereunto subscribed our Name, this Fifth day of March One Thousand Nine Hundred and Forty, but hereby fully declaring we are in no way responsible in person or estate under this Insurance, or for any Act done in consequence thereof.
THE IRAQ INSURANCE OFFICE LTD.
For the Guardian Assurance Company Limited,
⟦illegible⟧ per Power of Attorney
Managing Director
February, 1939.
U.A.
226.
The Insured should for his own protection examine the Policy in order to verify the correctness of the description of the Property Insured.
Page 48
F. SOENNECKEN
BONN
⟦Made in⟧ Germany